407 15th St N, Cold Spring, MN 56320 Property Records

Stearns County property record for 407 15th St N, Cold Spring, MN 56320 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,912 sqft · built 2015
Lot Size	0.185 acres (8,059 sqft)
Owner	Individual Name on File
Last Sale	$399,000 (Jun 2022)
Tax Bill	$5,168 (2026)
Deeds & Mortgages	Apr 2026 Transfer Apr 2026 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`48-29686-0399`

Property Details

APN / Parcel Number

Primary APN	`48-29686-0399`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,912 sqft Living Area
1st Floor Area	1,912 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Patio Home
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,059 sqft (0.185 acres)
Garage Type	Attached
Garage Area	696 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	407 15TH ST N
City	COLD SPRING
State	MN
Zip	56320-9812
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 004 BLK 002 NORTH POINTE PLAT FOUR SECTION 10 TOWNSHIP 123 RANGE 030 SECTION 10 TOWNSHIP 123 RANGE 030
Legal Range	30W
Legal Township	123
Legal Section	10
Legal Subdivision	NORTH POINTE PLAT FOUR
Legal Block	2
Legal Lot Number	4
Jurisdiction	STEARNS MN
Township / Civil Division	COLD SPRING
Census Block Group	3
Census Block	3012
Census Tract	11302

Owner

Source: Stearns County records · APN 48-29686-0399

Assessment roll updated November 6, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	407 15TH ST N, COLD SPRING, MN 56320-9812
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
Apr 01, 2026	Affidavit, Transfer
Jun 20, 2022	Deed, Transfer
Oct 22, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 13, 2022 · Amount on Record
Deed Sale	Jun 13, 2022 · Amount on Record
Prior Sale	Apr 14, 2016 · Amount on Record
Deed Document Number	20221425356
Last Transfer Date	Apr 01, 2026
Transfer Doc	0001710525
Record Updated	Sep 20, 2026

April 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	STEARNS MN
Recording Date	Apr 15, 2026
Property Address	407 15TH ST N, COLD SPRING, MN 56320-9812
Document Number	0001711389
Instrument Date	Apr 14, 2026
Instrument	20261711389
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 15TH ST N, COLD SPRING, MN 56320-9812

April 2026: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	STEARNS MN
Recording Date	Apr 01, 2026
Property Address	407 15TH ST N, COLD SPRING, MN 56320-9812
Document Number	0001710525
Instrument Date	Apr 01, 2026
Instrument	20261710525
Transaction Type	Transfer
Record Updated	Jul 13, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 15TH ST N, COLD SPRING, MN 56320-9812

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	STEARNS MN
Recording Date	Jun 20, 2022
Property Address	407 15TH ST N, COLD SPRING, MN 56320-9812
Document Number	00A1634943
Instrument Date	Jun 13, 2022
Instrument	A1634943
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	407 15TH ST N, COLD SPRING, MN 56320-9812

October 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	STEARNS MN
Recording Date	Oct 22, 2018
Property Address	407 15TH ST N, COLD SPRING, MN 56320-9812
Document Number	00A1531735
Instrument Date	Oct 18, 2018
Instrument	A1531735
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 15TH ST N, COLD SPRING, MN 56320-9812

Tax Assessment & Valuation

Source: Stearns County records · Assessment roll updated November 6, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Cold Spring City
County	Stearns County
Unified School District	Rocori Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,168.00 (+30.37%)
2025		$424,400 (+15.39%) Land $51,200 Building $373,200	$424,400 (+15.39%) Land $51,200 Building $373,200
2023	$3,964.00	$367,800 Land $51,200 Building $316,600	$367,800 Land $51,200 Building $316,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stearns County (27145C), updated September 29, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271450113023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1984–2022)
Most Recent Claim	May 2022, river or lake flooding, Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 49 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Midcontinent Communications	Cable	1,250 / 60
LTD Broadband	Fixed Wireless (licensed-by-rule)	150 / 130

May also be available at this address: T-Mobile USA, Arvig Enterprises, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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