Kent County property record for 4089 Downs Chapel Rd, Clayton, DE 19938
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,680 sqft · built 2006 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $135,000 (Feb 2023) |
| Tax Bill | $698 (2025) |
| Deeds & Mortgages | Oct 2023 Sale & Mortgage Sep 2023 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-00-042.00-01-08.01-000 |
| Primary APN | 3-00-042.00-01-08.01-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,680 sqft Living Area |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Mobile/Manufactured |
| Lot Area | 87,120 sqft (2 acres) |
| Lot Width | 1.2 ft Width |
| View / Lot | Major Street/Thoroughfare |
| Sewer | Septic |
|---|---|
| Water Source | Well |
| Account Number | 20579 |
|---|---|
| Street Address | 4089 DOWNS CHAPEL RD |
| City | CLAYTON |
| State | DE |
| Zip | 19938-1829 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | AR |
| Legal Description | S. SD. RD., BLANCO TO MILLINGTON, 2.0A 4089 DOWNS CHAPEL ROAD |
| Legal Subdivision | KENTON HUNDRED |
| Jurisdiction | KENT DE |
| Township / Civil Division | KENTON |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 40100 |
Source: Kent County records · APN 3-00-042.00-01-08.01-000
Assessment roll updated September 8, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4089 DOWNS CHAPEL RD, CLAYTON, DE 19938-1829 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 05, 2023 | Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Sep 01, 2023 | Intrafamily Transfer, Transfer |
| Feb 09, 2017 | Deed of Trust, Mortgage DOVER FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 27, 2023 · Amount on Record |
| Deed Sale | Feb 27, 2023 · Amount on Record |
| Prior Sale | Feb 09, 2023 · Amount on Record |
| Deed Document Number | 2023469624 |
| Deed Book / Page | 12380 / 22 |
| Prior Transfer Date | Jan 20, 2023 |
| Prior Transfer Doc | 0000469294 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KENT DE |
| Recording Date | Oct 05, 2023 |
| Property Address | 4089 DOWNS CHAPEL RD, CLAYTON, DE 19938-1829 |
| Document Number | 0000482292 |
| Book / Page | 12702 / 156 |
| Instrument Date | Sep 15, 2023 |
| Instrument | 2023-482292 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,675.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1430 KISSENGEN AVE, BARTOW, FL 33830-6517 |
| Name | Verified Name |
|---|---|
| Address | 4089 DOWNS CHAPEL RD, CLAYTON, DE 19938-1829 |
| Document Number | 0000482293 |
|---|---|
| Date | Oct 05, 2023 |
| Instrument | 2023-482293 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KENT DE |
| Recording Date | Sep 01, 2023 |
| Property Address | 4089 DOWNS CHAPEL RD, CLAYTON, DE 19938-1829 |
| Document Number | 0000480369 |
| Book / Page | 12652 / 137 |
| Instrument Date | Aug 14, 2023 |
| Instrument | 2023-480369 |
| Transaction Type | Transfer |
| Record Updated | Sep 19, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 482 BUCHLAND RD, NARVON, PA 17555-9411 |
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT DE |
| Property Address | 4089 DOWNS CHAPEL RD, CLAYTON, DE 19938-1829 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000313235 |
|---|---|
| Date | Feb 09, 2017 |
| Book Page | 8491/001 |
| Instrument | 2017-313235 |
| Name | DOVER FCU |
|---|---|
| Type | Credit Union |
| Address | DOVER, DE 19904 |
| Amount | Amount Recorded |
|---|
Source: Kent County records · Assessment roll updated September 8, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Delaware |
| County | Kent County |
| Unified School District | Smyrna School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $698.00 (+11.5%) | $163,500 (+607.79%) Land $97,200 Building $66,300 |
| 2023 | $626.00 (-45.75%) | $23,100 (-40.62%) Land $8,600 Building $14,500 |
| 2022 | $1,154.00 | $38,900 Land $24,400 Building $14,500 |
Source: FEMA National Flood Hazard Layer, Kent County (10001C), as of May 25, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 100010401001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (2010–2018) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Feb 2018 · river or lake flooding |
| Wildfire Risk | Low lower than 66% of the US · above 72% of Delaware |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
Based on FCC filings for 32 locations within half a mile of this property.
4G LTE (outdoors only), no 5G reported
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