3942 Downs Chapel Rd, Clayton, DE 19938 Property Records

Kent County property record for 3942 Downs Chapel Rd, Clayton, DE 19938

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,456 sqft · built 2017
Lot Size	1.9 acres (82,764 sqft)
Owner	2 Individual Names on File
Last Sale	$270,000 (Aug 2022)
Tax Bill	$1,155 (2026)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Jul 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3-00-033.00-01-11.04-000`

Property Details

APN / Parcel Number

Primary APN	`3-00-033.00-01-11.04-000`
Alternative APNs	`KH00033.000111.04/000` `19365`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,456 sqft Living Area

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Mobile/Manufactured
Lot Area	82,764 sqft (1.9 acres)
Lot Width	0.9 ft Width
View / Lot	Major Street/Thoroughfare
Porch	Porch
Porch Area	144 sqft

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	19365
Street Address	3942 DOWNS CHAPEL RD
City	CLAYTON
State	DE
Zip	19938-2024
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	AR
Legal Description	N SD CO RD 96 2.0 A 3942 DOWNS CHAPEL RD
Jurisdiction	KENT DE
Township / Civil Division	KENTON
Census Block Group	1
Census Block	1009
Census Tract	40100

Owner

3942 Downs Chapel Rd, a mobile home, is owned and occupied by two individuals who bought it in August 2022.

Source: Kent County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3942 DOWNS CHAPEL RD, CLAYTON, DE 19938-2024
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2022	Deed, Transfer · FHA Mortgage MERIDIAN BANK
Jul 27, 2018	Deed of Trust, Mortgage · Conventional Mortgage ARTISANS BANK
Feb 2, 2018	Trustee's Deed, Construction Loan · Construction Mortgage ARTISANS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 2022 · Amount on File
Deed Sale	Aug 23, 2022 · Amount on File
Prior Sale	Sep 1, 1987 · Amount on File
Deed Document Number	2022458704
Deed Book / Page	12116 / 190
Record Updated	Oct 29, 2026

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	KENT DE
Recording Date	Aug 23, 2022
Property Address	3942 DOWNS CHAPEL RD, CLAYTON, DE 19938-2024
Document Number	0000458704
Book / Page	12116 / 190
Instrument Date	Aug 12, 2022
Instrument	2022-458704
Transaction Type	Transfer
Record Updated	Sep 2, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,400.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0000458705
Date	Aug 23, 2022
Instrument	2022-458705

Lender

Name	MERIDIAN BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT DE
Property Address	3942 DOWNS CHAPEL RD, CLAYTON, DE 19938-2024
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000345037
Date	Jul 27, 2018
Book Page	9222/181
Instrument	2018-345037

Lender

Name	ARTISANS BANK
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

February 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	KENT DE
Recording Date	Feb 2, 2018
Property Address	3942 DOWNS CHAPEL RD, CLAYTON, DE 19938-2024
Book / Page	008991 / 000118
Instrument Date	Jan 31, 2018
Instrument	334939
Transaction Type	Construction Loan
Record Updated	Feb 12, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3942 DOWNS CHAPEL RD CLAYTON DE 199382024, CLAYTON, DE 19938-2024

Mortgage

Document Number	0000334939
Date	Feb 2, 2018
Book Page	008991/000118
Instrument	334939

Lender

Name	ARTISANS BK
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Feb 1, 2019

Tax Assessment & Valuation

The 2026 property tax bill for 3942 Downs Chapel Rd was $1,155, up 1.4% from the year before.

Source: Kent County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	Kent County
Unified School District	Smyrna School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$1,155.00 (+1.4%)	$271,700 Land $95,900 Building $175,800
2025	$1,139.00
2023	$606.00	$26,100 Land $9,200 Building $16,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3942 Downs Chapel Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2010–2018)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3942 Downs Chapel Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 72% of Delaware
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

4G LTE (outdoors only), no 5G reported

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