Napa County property record for 4088 Sutro Dr, Napa, CA 94558
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 3 ba · 3,926 sqft · built 1912 |
| Lot Size | 0.67 acres (29,185 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,890,000 (Jan 2021) |
| Tax Bill | $24,292 (2026) |
| Deeds & Mortgages | Aug 2019 Mortgage Jan 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 041-762-023-000 |
| Primary APN | 041-762-023-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,926 sqft Living Area |
| Gross Area | 4,926 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1912 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Duplex Single |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 29,185 sqft (0.67 acres) |
| Garage Type | Attached |
| Garage Area | 1,000 sqft |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 041-762-023 |
|---|---|
| Street Address | 4088 SUTRO DR |
| City | NAPA |
| State | CA |
| Zip | 94558-4135 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | RS10 |
| Legal Description | LOT 18 SUTRO SUBD 17R/M65,6 PG&E R/W 1730/111 RESTRS 1787/237 SCENIC/OPEN SPACE ESMT 1748/765 |
| Legal Subdivision | SUTRO |
| Legal Lot Number | 18 |
| Jurisdiction | NAPA CA |
| Township / Civil Division | NAPA |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 201101 |
4088 Sutro Dr, a duplex, is owned and occupied by two individuals who bought it in January 2021.
Source: Napa County records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4088 SUTRO DR, NAPA, CA 94558-4135 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 22, 2019 | Deed of Trust, Mortgage · Commercial Mortgage UMPQUA BANK |
| Jan 22, 2021 | Grant Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Dec 12, 2017 | Grant Deed, Transfer · Conventional Mortgage BOSTON PRIVATE BANK & TRUST COMPANY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 22, 2021 · Amount on File |
| Deed Sale | Jan 22, 2021 · Amount on File |
| Prior Sale | Dec 12, 2017 · Amount on File |
| Deed Document Number | 20212170 |
| Prior Transfer Date | Feb 26, 2003 |
| Prior Transfer Doc | 0000022379 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NAPA CA |
| Property Address | 4088 SUTRO DR, NAPA, CA 94558-4135 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000016360 |
|---|---|
| Date | Aug 22, 2019 |
| Instrument | 2019-0016360 |
| Name | UMPQUA BANK |
|---|---|
| Type | Bank |
| Address | NAPA, CA 94558 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | NAPA CA |
| Recording Date | Jan 22, 2021 |
| Property Address | 4088 SUTRO DR, NAPA, CA 94558-4135 |
| Document Number | 0000002170 |
| Map Reference | MB 17 PG 64-66 |
| Instrument Date | Jan 14, 2021 |
| Instrument | 2021-0002170 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2022 |
| Title Company | FIRST AMER TTL CO OF NAPA |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 4088 SUTRO DR, NAPA, CA 94558-4135 |
| Document Number | 0000002171 |
|---|---|
| Date | Jan 22, 2021 |
| Instrument | 2021-0002171 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | NAPA CA |
| Recording Date | Dec 12, 2017 |
| Property Address | 4088 SUTRO DR, NAPA, CA 94558-4135 |
| Document Number | 0000027435 |
| Map Reference | MB17 PG64-66 |
| Instrument Date | Dec 7, 2017 |
| Instrument | 2017-0027435 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2022 |
| Title Company | FIRST AMERICAN TITLE CO NAPA |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 4088 SUTRO DR, NAPA, CA 94558-4135 |
| Document Number | 0000027436 |
|---|---|
| Date | Dec 12, 2017 |
| Instrument | 2017-0027436 |
| Name | BOSTON PRIVATE BANK & TRUST COMPANY |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.5% |
| Type Change Date | Jan 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.5% |
| Index | 1-Year LIBOR |
| Max Rate | 9.5% |
The 2026 property tax bill for 4088 Sutro Dr was $24,292 with a homeowner's exemption, up 2.1% from the year before.
Source: Napa County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Napa County |
| Municipality | Napa City |
| Unified School District | Napa Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $24,292.00 (+2.09%) Homeowner's exemption | $2,086,710 (+2%) Land $662,447 Building $1,424,263 | $2,086,710 Land $662,447 Building $1,424,263 |
| 2025 | $23,795.00 Homeowner's exemption | $2,045,795 Land $649,458 Building $1,396,337 | |
| 2023 | $22,574.00 (+1.45%) Homeowner's exemption | $1,966,356 Land $624,240 Building $1,342,116 | |
| 2022 | $22,251.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4088 Sutro Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2005.
Source: FEMA National Flood Hazard Layer, effective June 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2005) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 2005 · Severe Storms, Flooding, Mudslides, And Landslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4088 Sutro Dr is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 76% of California |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF NAPA serves 84,804 people · EPA ID CA2810003 |
|---|---|
| Water Source | Surface water |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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