4087 Sutro Dr, Napa, CA 94558 Property Records

Napa County property record for 4087 Sutro Dr, Napa, CA 94558

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,011 sqft · built 1997
Lot Size0.25 acres (10,890 sqft)
OwnerIndividual Name on File
Last Sale$530,000 (Jun 2001)
Tax Bill$9,926 (2026)
Deeds & MortgagesOct 2025 Reverse Mortgage
Oct 2025 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN041-763-004-000

Property Details

APN / Parcel Number

Primary APN041-763-004-000
Alternative APNs
  • 041-763-004
  • 04176304

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area2,011 sqft Living Area
Gross Area2,630 sqft
1st Floor Area2,011 sqft

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Construction TypeWood
Lot Area10,890 sqft (0.25 acres)
Garage TypeAttached
Garage Area619 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Old Parcel Number041-763-004
Street Address4087 SUTRO DR
CityNAPA
StateCA
Zip94558-4134
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS10
Legal DescriptionLOT 1 SUTRO SUBD 17R/M65,6 PG&E R/W 1730/111 RESTRS 1787/237
Legal SubdivisionSUTRO
Legal Lot Number1
JurisdictionNAPA CA
Township / Civil DivisionNAPA
Census Block Group2
Census Block2005
Census Tract201101

Owner

4087 Sutro Dr is owned and occupied by an individual who acquired it in October 2025.

Source: Napa County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address4087 SUTRO DR, NAPA, CA 94558-4134
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Man

Deeds, Mortgages & Sale History

DateDocument
Oct 29, 2025Intrafamily Transfer, Transfer · Reverse Mortgage
FINANCE OF AMERICA REVERSE LLC
Oct 29, 2025Affidavit of Death of Joint Tenant, Transfer
FIDELITY NATIONAL TITLE, FIDELITY NATL TITLE COMPANY
Jan 26, 2018Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 20, 2001 · Amount on File
Deed SaleJun 20, 2001 · Amount on File
Prior SaleNov 19, 1997 · Amount on File
Deed Document Number200120256
Last Transfer DateOct 24, 2025
Transfer Doc0000015093
Record UpdatedOct 29, 2026

October 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionNAPA CA
Recording DateOct 29, 2025
Property Address4087 SUTRO DR, NAPA, CA 94558-4134
Document Number0000015093
Map ReferenceMB 17 PG 64-66
Instrument DateOct 24, 2025
Instrument2025-0015093
Transaction TypeTransfer
Record UpdatedNov 7, 2025
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATL TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4087 SUTRO DR, NAPA, CA 94558-4134

Mortgage

Document Number0000015094
DateOct 29, 2025
Instrument2025-0015094
Lender
NameFINANCE OF AMERICA REVERSE LLC
TypeReverse Mortgage Lender
Agreement
TypeReverse Mortgage
AmountAmount on Record
Term852 Months
DueOct 17, 2096

October 2025: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionNAPA CA
Recording DateOct 29, 2025
Property Address4087 SUTRO DR, NAPA, CA 94558-4134
Document Number0000015092
Map ReferenceMB 17 PG 64-66
Instrument DateOct 22, 2025
Instrument2025-0015092
Transaction TypeTransfer
Record UpdatedNov 7, 2025
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATL TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4087 SUTRO DR, NAPA, CA 94558-4134

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNAPA CA
Property Address4087 SUTRO DR, NAPA, CA 94558-4134
Document Number0000002505
Instrument DateJan 26, 2018
Transaction TypeMortgage
Record UpdatedFeb 16, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address4087 SUTRO DR NAPA CA 945584134, NAPA, CA 94558-4134

Mortgage

Document Number0000002505
DateFeb 8, 2018
Instrument2505
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueFeb 7, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 4087 Sutro Dr was $9,926, up 2.1% from the year before.

Source: Napa County assessment roll, as of October 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyNapa County
MunicipalityNapa City
Unified School DistrictNapa Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$9,926.00 (+2.14%)$814,586 (+2%) Land $414,979 Building $399,607$814,586 (+2%) Land $414,979 Building $399,607
2025$9,718.00 Homeowner's exemption$798,615 Land $406,843 Building $391,772$798,615 Land $406,843 Building $391,772
2023$9,242.00 (+1.39%) Homeowner's exemption$767,606 Land $391,046 Building $376,560
2022$9,115.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4087 Sutro Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective June 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2005)
Claims Outside the SFHA1 of 1
Most Recent ClaimDec 2005 · Severe Storms, Flooding, Mudslides, And Landslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4087 Sutro Dr is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 76% of California
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF NAPA
serves 84,804 people · EPA ID CA2810003
Water SourceSurface water
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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