40875 Carter Ln, Bermuda Dunes (Indio), CA 92203 Property Records

Riverside County property record for 40875 Carter Ln, Bermuda Dunes, CA 92203

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,970 sqft · built 1979
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Company Names on Record
Last Sale	$365,000 (Apr 2018)
Tax Bill	$5,240 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Oct 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`607-062-011`

Property Details

APN / Parcel Number

Primary APN	`607-062-011`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,970 sqft Living Area
Gross Area	2,483 sqft
1st Floor Area	1,970 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1995
Exterior Material	Block
Construction Type	Wood
Roof Material	Gravel
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Garage Area	449 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	40875 CARTER LN
City	BERMUDA DUNES
State	CA
Zip	92203-1121
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CBOOK
Legal Description	LOT 20 MB 038/067 LAKEVIEW ESTATES
Legal Subdivision	LAKEVIEW ESTATES
Legal Lot Number	20
Jurisdiction	RIVERSIDE CA
Township / Civil Division	COACHELLA VALLEY
Census Block Group	3
Census Block	3002
Census Tract	45233

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	41482 CALLE LOS ARCOS, INDIO, CA 92203-7527
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 23, 2017	Deed of Trust, Mortgage · Conventional Mortgage CUSTOMER SERVICE MORTGAGE CORP
Jul 9, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Apr 16, 2018	Grant Deed, Transfer · Conventional Mortgage FRANKLIN LN CTR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 2018 · Amount on Record
Deed Sale	Apr 16, 2018 · Amount on Record
Prior Sale	Oct 9, 2015 · Amount on Record
Deed Document Number	2018145375
Last Transfer Date	Jul 1, 2020
Transfer Doc	0000299588
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	40875 CARTER LN, BERMUDA DUNES, CA 92203-1121
Transaction Type	Mortgage
Record Updated	Jan 4, 2022
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13095 TENNESSEE AVENUE, PALM DESERT, CA 92211

Mortgage

Document Number	0000747476
Date	Dec 20, 2021
Instrument	2021-0747476

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2042

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	40875 CARTER LN, BERMUDA DUNES, CA 92203-1121
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CONSUMERS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000438454
Date	Oct 23, 2017
Instrument	2017-0438454

Lender

Name	CUSTOMER SERVICE MORTGAGE CORP
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2032

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jul 9, 2020
Property Address	40875 CARTER LN, BERMUDA DUNES, CA 92203-1121
Document Number	0000299588
Instrument Date	Jul 1, 2020
Instrument	299588
Transaction Type	Transfer
Record Updated	Jul 20, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	41482 CALLE LOS ARCOS INDIO CA 922037527, INDIO, CA 92203-7527

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Apr 16, 2018
Property Address	40875 CARTER LN, BERMUDA DUNES, CA 92203-1121
Document Number	0000145375
Instrument Date	Mar 16, 2018
Instrument	145375
Transaction Type	Transfer
Record Updated	Apr 23, 2018
Title Company	ESCROW PLUS, INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$401.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41482 CALLE LOS ARCOS INDIO CA 922037527, INDIO, CA 92203-7527

Mortgage

Document Number	145376
Date	Apr 16, 2018
Instrument	145376

Lender

Name	FRANKLIN LN CTR
Type	Funding / Finance Company
Address	PALM DESERT, CA 92260

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 15, 2048

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Unified School District	Desert Sands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$434,531 (+2%) Land $81,238 Building $353,293
2025	$5,240.00 (+4.01%)	$426,012 (+4.04%) Land $79,646 Building $346,366
2023	$5,038.00 (+2%)	$409,471 Land $76,554 Building $332,917
2022	$4,939.00
2021			$508,320

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MYOMA DUNES MUTUAL WATER COMPANY private · serves 9,445 people · EPA ID CA3310051
Water Source	Groundwater
Last State Inspection	Apr 2025
Also Mapped Here	COACHELLA VWD: COVE COMMUNITY
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: GeoLinks, Verizon.

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