40644 Carter Ln, Bermuda Dunes (Indio), CA 92203 Property Records

Riverside County property record for 40644 Carter Ln, Bermuda Dunes, CA 92203

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 7,582 sqft · built 2016
Lot Size	2.34 acres (102,366 sqft)
Owner	Individual Name on Record
Last Sale	$2,100,000 (Jun 2020)
Tax Bill	$28,147 (2025)
Deeds & Mortgages	Feb 2017 Mortgage Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`607-050-035`

Property Details

APN / Parcel Number

Primary APN	`607-050-035`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Stories	1 Story
Building Area	7,582 sqft Living Area
Gross Area	8,693 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2017
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	102,366 sqft (2.34 acres)
Garage Type	Attached
Garage Area	1,111 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	607050035
Street Address	40644 CARTER LN
City	BERMUDA DUNES
State	CA
Zip	92203-1118
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CBOOK
Legal Description	2.35 ACRES M/L IN POR PAR 98 RS 023/043
Legal Lot Number	98
Jurisdiction	RIVERSIDE CA
Township / Civil Division	COACHELLA VALLEY
Census Block Group	3
Census Block	3000
Census Tract	45233

Owner

Source: Riverside County records, as of October 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	40644 CARTER LN, BERMUDA DUNES, CA 92203-1118
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Sep 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOMEXPRESS MORTGAGE CORP
Jun 23, 2020	Quit Claim Deed ORANGE COAST TITLE/CA
Jun 23, 2020	Grant Deed, Transfer ROCHFORD LIVING TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 23, 2020 · Amount on Record
Deed Sale	Jun 23, 2020 · Amount on Record
Prior Sale	Jun 23, 2020 · Amount on Record
Deed Document Number	2020-0270016
Record Updated	Jun 8, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	40644 CARTER LN, BERMUDA DUNES, CA 92203-1118
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000081611
Date	Feb 27, 2017
Instrument	2017-0081611

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2032

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	40644 CARTER LN, BERMUDA DUNES, CA 92203-1118
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40644 CARTER LN, BERMUDA DUNES, CA 92203-1118

Mortgage

Document Number	0000424893
Date	Sep 9, 2020
Instrument	2020-0424893

Lender

Name	HOMEXPRESS MORTGAGE CORP
Type	Mortgage Company
Address	SANTA ANA, CA 92705

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

June 2020: Quit Claim Deed

Document Type	Quit Claim Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jun 23, 2020
Property Address	40644 CARTER LN, BERMUDA DUNES, CA 92203-1118
Document Number	0000270017
Instrument Date	Jun 18, 2020
Instrument	270017
Record Updated	Jul 3, 2020
Title Company	ORANGE COAST TITLE/CA

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	40644 CARTER LN BERMUDA DUNES CA 922031118, BERMUDA DUNES, CA 92203-1118

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jun 23, 2020
Property Address	40644 CARTER LN, BERMUDA DUNES, CA 92203-1118
Document Number	0000270016
Instrument Date	Mar 18, 2020
Instrument	270016
Transaction Type	Transfer
Record Updated	Jul 7, 2020
Title Company	ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,310.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	40644 CTR LN INDIO CA 92203, INDIO, CA 92203

Mortgage

Document Number	270018
Date	Jun 23, 2020
Instrument	270018

Lender

Name	ROCHFORD LIVING TRUST
Address	LA QUINTA, CA 92248

Agreement

Amount	Amount Recorded
Term	36 Months
Due	Jun 22, 2023

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Unified School District	Desert Sands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$28,147.00 (+4.04%)	$2,296,652 (+4.04%) Land $82,021 Building $2,214,631
2023	$27,055.00 (+2%)	$2,207,472 Land $78,837 Building $2,128,635
2022	$26,525.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MYOMA DUNES MUTUAL WATER COMPANY private · serves 9,445 people · EPA ID CA3310051
Water Source	Groundwater
Last State Inspection	Apr 2025
Also Mapped Here	COACHELLA VWD: COVE COMMUNITY
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: GeoLinks, Verizon.

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