4087 N Smith Rd, Owosso, MI 48867 Property Records

Shiawassee County property record for 4087 N Smith Rd, Owosso, MI 48867 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Lot Size	1.1 acres (47,916 sqft)
Owner	Individual Name on File
Tax Bill	$922 (2023)
Deeds & Mortgages	Dec 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`002-28-400-003`

Property Details

APN / Parcel Number

Primary APN	`002-28-400-003`
Alternative APN	`0022840000300`

Exterior

Lot Area	47,916 sqft (1.1 acres)

Location & Zoning

Street Address	4087 N SMITH RD
City	OWOSSO
State	MI
Zip	48867-9440
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC. 28 T8N R2E. PT OF SE 14 BEG ON E SEC LN 309 FT N OF SE COR OF SEC TH N 185 FT W 275 FT S 185 FT TH E 275 FT TO BEG.
Legal Range	02E
Legal Township	08N
Legal Section	28
Jurisdiction	SHIAWASSEE MI
Township / Civil Division	RUSH
Census Block Group	2
Census Block	2085
Census Tract	30200

Owner

Source: Shiawassee County records · APN 002-28-400-003

Assessment roll updated July 16, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4087 N SMITH RD, OWOSSO, MI 48867-9440
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIAWASSEE MI
Property Address	4087 N SMITH RD, OWOSSO, MI 48867-9440
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	WORLDWIDE RECORDING INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012410496
Date	Dec 26, 2017
Book Page	1241/0496
Instrument	3304858

Lender

Name	RAYMOND JAMES BANK NA
Type	Bank
Address	SAINT PETERSBURG, FL 33716

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2048

Tax Assessment & Valuation

Source: Shiawassee County records · Assessment roll updated July 16, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Shiawassee County
County Subdivision	Rush Township
Unified School District	Owosso Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$61,900 (+7.09%)	$123,800 (+7.09%)
2025	Homeowner's exemption	$57,800 (+16.06%)	$115,600 (+16.06%)
2023	$922.00 Homeowner's exemption	$49,800	$99,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Shiawassee County (26155C), updated April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261550302002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 1 individual NFIP policies nearby
Nearby Flood Policies	1 in force 1 of 1 on primary residences

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.