Shiawassee County property record for 1980 N Smith Rd, Owosso, MI 48867
| Property Type | Single Family Home |
|---|---|
| Lot Size | 7.5 acres (326,700 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $110,000 (Mar 2016) |
| Tax Bill | $2,435 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit Oct 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 006-10-100-007 |
| Primary APN | 006-10-100-007 |
|---|---|
| Alternative APN |
|
| Lot Area | 326,700 sqft (7.5 acres) |
|---|
| Street Address | 1980 N SMITH RD |
|---|---|
| City | OWOSSO |
| State | MI |
| Zip | 48867-9392 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC 10 T7N R2E COM AT PT WHICH IS S0325'01!W 165 FT FROM NW COR OF SEC S8559'18!E 300 FT S0325'01!W 117.55 FT S8559'18!E 414. |
| Legal Range | 02E |
| Legal Township | 07N |
| Legal Section | 10 |
| Jurisdiction | SHIAWASSEE MI |
| Township / Civil Division | OWOSSO |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 30300 |
Source: Shiawassee County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1980 N SMITH RD, OWOSSO, MI 48867-9392 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 3, 2026 | Deed of Trust, Mortgage · Line of Credit MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION |
| Oct 26, 2022 | Deed of Trust, Mortgage ROCKET MORTGAGE LLC |
| May 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 17, 2016 · Amount on Record |
| Deed Sale | Mar 17, 2016 · Amount on Record |
| Deed Document Number | 20163283373 |
| Deed Book / Page | 1220 / 119 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Aug 3, 2026 |
| Property Address | 1980 N SMITH RD, OWOSSO, MI 48867-9392 |
| Document Number | 0003405741 |
| Book / Page | 1341 / 128 |
| Instrument Date | Jul 27, 2026 |
| Instrument | 20263405741 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1980 N SMITH RD, OWOSSO, MI 48867-9392 |
| Document Number | 0003405741, |
|---|---|
| Date | Aug 3, 2026 |
| Book Page | 1341/128 |
| Instrument | 20263405741 |
| Name | MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Jul 27, 2051 |
| Rate | 6.49% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Property Address | 1980 N SMITH RD, OWOSSO, MI 48867-9392 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1980 N SMITH RD, OWOSSO, MI 48867-9392 |
| Document Number | 0013010646 |
|---|---|
| Date | Oct 26, 2022 |
| Book Page | 1301/646 |
| Instrument | 3365646 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Amount | Amount Recorded |
|---|---|
| Term | 92 Months |
| Due | Jun 1, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Property Address | 1980 N SMITH RD, OWOSSO, MI 48867-9392 |
| Document Number | 0012680999 |
| Instrument Date | May 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 7, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 1980 N SMITH RD OWOSSO MI 488679392, OWOSSO, MI 48867-9392 |
| Document Number | 0012680999 |
|---|---|
| Date | May 15, 2020 |
| Book Page | 001268/000999 |
| Instrument | 3332641 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 144 Months |
| Due | May 14, 2032 |
Source: Shiawassee County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Shiawassee County |
| County Subdivision | Owosso Charter Township |
| Unified School District | Owosso Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $119,300 (+5.67%) | $238,600 (+5.67%) | |
| 2025 | $2,435.00 (+2.61%) Homeowner's exemption | $112,900 (+8.66%) | $225,800 (+8.66%) |
| 2024 | $2,373.00 (+8.01%) | ||
| 2023 | $2,197.00 Homeowner's exemption | $103,900 | $207,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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