4087 Conifer Ct, Elgin, IL 60124 Property Records

Kane County property record for 4087 Conifer Ct, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on Record
Last Sale	$377,500 (Oct 2014)
Tax Bill	$15,191 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-26-276-003`

Property Details

APN / Parcel Number

Primary APN	`05-26-276-003`

Exterior

Lot Area	13,068 sqft (0.3 acres)

Location & Zoning

Street Address	4087 CONIFER CT
City	ELGIN
State	IL
Zip	60124-3136
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CEDAR GROVE SUB LT 3
Legal Subdivision	CEDAR GROVE SUB
Legal Block	1
Legal Lot Number	3
Jurisdiction	KANE IL
Township / Civil Division	PLATO
Census Block Group	1
Census Block	1016
Census Tract	850709

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4087 CONIFER CT, ELGIN, IL 60124-3136
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jan 10, 2017	Quit Claim Deed, Transfer · Conventional Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2014 · Amount on Record
Deed Sale	Oct 15, 2014 · Amount on Record
Deed Document Number	201451781
Last Transfer Date	Nov 22, 2016
Transfer Doc	0000001622
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	4087 CONIFER CT, ELGIN, IL 60124-3136
Transaction Type	Mortgage
Record Updated	Jan 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000096066
Date	Dec 29, 2021
Instrument	2021K096066

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Interest

Rate Type	Fixed Rate
Rate	3.25%

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Jan 10, 2017
Property Address	4087 CONIFER CT, ELGIN, IL 60124-3136
Document Number	0000001622
Instrument Date	Nov 22, 2016
Instrument	1622
Transaction Type	Transfer
Record Updated	May 2, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4087 CONIFER CT ELGIN IL 601243136, ELGIN, IL 60124-3136

Mortgage

Document Number	1623
Date	Jan 10, 2017
Instrument	1623

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 9, 2047

Interest

Rate Type	Fixed Rate
Rate	3.62%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Plato Township
Municipality	Elgin City
Unified School District	Central Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,191.00 (+16.94%) Homeowner's exemption
2024		$171,788 (+23.02%) Land $29,480 Building $142,308	$515,570 (+23.07%) Land $88,475 Building $427,095
2022	$12,990.00 (-0.34%) Homeowner's exemption	$139,641 (+4.26%) Land $24,917 Building $114,724	$418,923 (+4.26%) Land $74,751 Building $344,172
2021	$13,034.00 Homeowner's exemption	$133,934 Land $24,072 Building $109,862	$401,802 Land $72,216 Building $329,586

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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