4082 Conifer Ct, Elgin, IL 60124 Property Records

Kane County property record for 4082 Conifer Ct, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Lot Size	0.43 acres (18,731 sqft)
Owner	Individual Name on Record
Last Sale	$335,000 (Oct 2019)
Tax Bill	$12,409 (2025)
Deeds & Mortgages	Sep 2020 Mortgage May 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-26-276-007`

Property Details

APN / Parcel Number

Primary APN	`05-26-276-007`

Exterior

Lot Area	18,731 sqft (0.43 acres)

Location & Zoning

Street Address	4082 CONIFER CT
City	ELGIN
State	IL
Zip	60124-3136
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CEDAR GROVE SUB LT 6
Legal Subdivision	CEDAR GROVE SUB
Legal Block	1
Legal Lot Number	6
Jurisdiction	KANE IL
Township / Civil Division	PLATO
Census Block Group	1
Census Block	1016
Census Tract	850709

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4082 CONIFER CT, ELGIN, IL 60124-3136
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2020	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK
May 19, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Oct 16, 2019	Warranty Deed, Transfer · Conventional Mortgage CIBM BANK
Nov 13, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 16, 2019 · Amount on Record
Deed Sale	Oct 16, 2019 · Amount on Record
Prior Sale	Jul 21, 2016 · Amount on Record
Deed Document Number	201948943
Prior Transfer Date	Sep 29, 2018
Prior Transfer Doc	0000055072
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	4082 CONIFER CT, ELGIN, IL 60124-3136
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000054629
Date	Sep 21, 2020
Instrument	2020K054629

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60607

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	4082 CONIFER CT, ELGIN, IL 60124-3136
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038905
Date	May 19, 2021
Instrument	2021K038905

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	353 Months
Due	Oct 1, 2050

Interest

Rate	2.25%

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Oct 16, 2019
Property Address	4082 CONIFER CT, ELGIN, IL 60124-3136
Document Number	0000048943
Map Reference	DOC 2008K017136
Instrument Date	Oct 9, 2019
Instrument	2019K048943
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	CHICAGO TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$335.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4082 CONIFER CT, ELGIN, IL 60124-3136

Mortgage

Document Number	0000048944
Date	Oct 16, 2019
Instrument	2019K048944

Lender

Name	CIBM BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Interest

Rate Type	Fixed Rate
Rate	3.62%

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Nov 13, 2018
Property Address	4082 CONIFER CT, ELGIN, IL 60124-3136
Document Number	0000055072
Instrument Date	Sep 29, 2018
Instrument	55072
Transaction Type	Transfer
Record Updated	Nov 22, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4082 CONIFER CT ELGIN IL 601243136, ELGIN, IL 60124-3136

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Plato Township
Municipality	Elgin City
Unified School District	Central Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,409.00 (+8.5%) Homeowner's exemption
2024		$141,229 (+15.03%) Land $29,480 Building $111,749	$423,857 (+15.08%) Land $88,475 Building $335,381
2022	$11,437.00 (+3.84%) Homeowner's exemption	$122,774 (+7.59%) Land $24,917 Building $97,857	$368,322 (+7.59%) Land $74,751 Building $293,571
2021	$11,014.00 Homeowner's exemption	$114,109 Land $24,072 Building $90,037	$342,327 Land $72,216 Building $270,111

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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