Lapeer County property record for 4086 McDowell Rd, Lapeer, MI 48446
| Property Type | Single Family Home |
|---|---|
| Lot Size | 5.39 acres (234,788 sqft) |
| Owner | Individual Name on File |
| Last Sale | $300,000 (Mar 2006) |
| Tax Bill | $1,538 (2025) |
| Deeds & Mortgages | Oct 2025 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 017-027-023-10 |
| Primary APN | 017-027-023-10 |
|---|
| Flooring | Carpet |
|---|
| Lot Area | 234,788 sqft (5.39 acres) |
|---|
| Street Address | 4086 MCDOWELL RD |
|---|---|
| City | LAPEER |
| State | MI |
| Zip | 48446-9697 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PARCEL A 2000 SPLIT T8N R9E SEC 27 PART OF THE W 1/2 OF THE NE 1/4 OF THE SE 1/4 OF SEC 27 BEG AT THE SE COR OF SAID W 1/2 |
| Legal Range | 09E |
| Legal Township | 08N |
| Legal Section | 27 |
| Jurisdiction | LAPEER MI |
| Township / Civil Division | OREGON |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 342100 |
Source: Lapeer County records · APN 017-027-023-10
Assessment roll updated August 14, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4086 MCDOWELL RD, LAPEER, MI 48446-9697 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 17, 2006 · Amount on Record |
| Deed Sale | Mar 17, 2006 · Amount on Record |
| Prior Sale | Aug 30, 1999 · Amount on Record |
| Last Transfer Date | May 10, 2021 |
| Transfer Doc | 0032020285 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Property Address | 4086 MCDOWELL RD, LAPEER, MI 48446-9697 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2025 |
| Name | Verified Name |
|---|---|
| Address | 4086 MCDOWELL RD, LAPEER, MI 48446-9697 |
| Document Number | 0034810436 |
|---|---|
| Date | Oct 07, 2025 |
| Book Page | 3481/436 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Mortgage Company |
| Address | 1 W ELM ST STE 450, CONSHOHOCKEN, PA 19428 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Nov 01, 2045 |
Source: Lapeer County records · Assessment roll updated August 14, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Lapeer County |
| County Subdivision | Oregon Township |
| Unified School District | Lapeer Community Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,538.00 (-42.61%) Homeowner's exemption | $319,500 (+35.5%) | $639,000 (+35.5%) |
| 2024 | $2,680.00 (+9.75%) | ||
| 2023 | $235,800 | $471,600 | |
| 2022 | $2,442.00 |
Source: FEMA National Flood Hazard Layer as of May 4, 2016 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Starlink Satellite | 280 / 30 |
Based on FCC filings for 16 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
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