4216 McDowell Rd, Lapeer, MI 48446 Property Records

Lapeer County property record for 4216 McDowell Rd, Lapeer, MI 48446

Property Summary

Property Type	Single Family Home
Lot Size	12.7 acres (554,519 sqft)
Owner	2 Individual Names on File
Last Sale	$380,000 (Oct 2023)
Tax Bill	$4,527 (2025)
Deeds & Mortgages	Jul 2021 Second Mortgage Oct 2023 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`017-027-017-60`

Property Details

APN / Parcel Number

Primary APN	`017-027-017-60`

Interior

Flooring	Carpet

Exterior

Lot Area	554,519 sqft (12.7 acres)

Location & Zoning

Street Address	4216 MCDOWELL RD
City	LAPEER
State	MI
Zip	48446-9728
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T8N R9E SEC 27 PARCEL 5 1994 SPLIT SPLIT AGAIN 1996 - PART OF THE S 1/2 OF SEC 27 BEG AT A PT ON THE E-W 1/4 LI THAT IS S 87
Legal Range	09E
Legal Township	08N
Legal Section	27
Jurisdiction	LAPEER MI
Township / Civil Division	OREGON
Census Block Group	2
Census Block	2004
Census Tract	342100

Owner

Source: Lapeer County assessment roll, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4216 MCDOWELL RD, LAPEER, MI 48446-9728
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage VIBE CU
Oct 27, 2023	Warranty Deed, Transfer
May 1, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage VIBE CU
Aug 17, 2022	Deed of Trust, Mortgage · Line of Credit VIBE CU
Jan 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage VIBE CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 27, 2023 · Amount on Record
Deed Sale	Oct 27, 2023 · Amount on Record
Deed Book / Page	3374 / 113
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	4216 MCDOWELL RD, LAPEER, MI 48446-9728
Transaction Type	Mortgage
Record Updated	Jun 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4216 MCDOWELL RD, LAPEER, MI 48446-9728

Mortgage

Document Number	0032200393
Date	Jul 15, 2021
Book Page	3220/393

Lender

Name	VIBE CU
Type	Credit Union
Address	44575 W TWELVE MILE RD, NOVI, MI 48377

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jul 1, 2031

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Oct 27, 2023
Property Address	4216 MCDOWELL RD, LAPEER, MI 48446-9728
Document Number	0033740113
Book / Page	3374 / 113
Instrument Date	Oct 25, 2023
Transaction Type	Transfer
Record Updated	Nov 22, 2023

Transaction

Amount	Amount Recorded
Tax	$2,850.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4 216 MCDOWELL RD, LAPEER, MI 48446

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4571 KRAFFT RD, NORTH STREET, MI 48049-3908

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	4216 MCDOWELL RD, LAPEER, MI 48446-9728
Transaction Type	Mortgage
Record Updated	Jun 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4216 MCDOWELL RD, LAPEER, MI 48446-9728

Mortgage

Document Number	0033470779
Date	May 1, 2023
Book Page	3347/779

Lender

Name	VIBE CU
Type	Credit Union
Address	NOVI, MI 48377

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 1, 2043

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	4216 MCDOWELL RD, LAPEER, MI 48446-9728
Transaction Type	Mortgage
Record Updated	Sep 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4216 MCDOWELL RD, LAPEER, MI 48446-9728

Mortgage

Document Number	0033110383
Date	Aug 17, 2022
Book Page	3311/383

Lender

Name	VIBE CU
Type	Credit Union
Address	NOVI, MI 48377

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	4216 MCDOWELL RD, LAPEER, MI 48446-9728
Document Number	0030760436
Instrument Date	Jan 8, 2020
Transaction Type	Mortgage
Record Updated	Mar 10, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4216 MCDOWELL RD LAPEER MI 484469728, LAPEER, MI 48446-9728

Mortgage

Document Number	0030760436
Date	Jan 28, 2020
Book Page	003076/000436

Lender

Name	VIBE CU
Type	Credit Union
Address	NOVI, MI 48377

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 27, 2035

Tax Assessment & Valuation

Source: Lapeer County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Oregon Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$207,400 (-2.35%)	$414,800 (-2.35%)
2025	$4,527.00 (+103.64%) Homeowner's exemption	$212,400 (+17.67%)	$424,800 (+17.67%)
2023		$180,500	$361,000
2022	$2,223.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Bitwise Fixed Wireless	100 / 10
AT&T Fixed Wireless	25 / 3

May also be available: T-Mobile USA.

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