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4085 NE 28th Ter, Ocala, FL 34479 Property Records

Marion County property record for 4085 NE 28th Ter, Ocala, FL 34479

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,508 sqft · built 1983
Lot Size0.29 acres (12,632 sqft)
OwnerIndividual Name on File
Last Sale$150,000 (Aug 2017)
Tax Bill$3,854 (2025)
Deeds & MortgagesSep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN15843-003-03

Property Details

APN / Parcel Number

Primary APN15843-003-03
Alternative APNs
  • 1758246000
  • 1758246

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,508 sqft Living Area
Gross Area2,284 sqft
1st Floor Area1,508 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1983
Architectural StyleModern
Exterior MaterialConcrete Block
Roof TypeHip
Roof MaterialFiberglass
Lot Area12,632 sqft (0.29 acres)
Lot Dimensions150 ft deep x 85 ft wide
Garage TypeAttached
Garage Area312 sqft
Parking Spaces1 Parking Space

Exterior Amenities

Pool Area544 sqft
PorchEnclosed Porch
Porch Area464 sqft
Deck Area881 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric
SewerSeptic

Location & Zoning

Street Address4085 NE 28TH TER
CityOCALA
StateFL
Zip34479-2172
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionSEC 34 TWP 14 RGE 22 PLAT BOOK V PAGE 084 SUGAR PLUM ESTATES BLK C LOT 3
Legal Range22E
Legal Township14S
Legal Section34
Legal SubdivisionSUGAR PLUM ESTATE
Legal BlockC
Legal Lot Number3
JurisdictionMARION FL
Township / Civil DivisionOCALA
Census Block Group1
Census Block1024
Census Tract1302

Owner

4085 NE 28th Ter is owned and occupied by an individual who bought it in August 2017.

Source: Marion County records, as of December 29, 2025

Owner of RecordIndividual Name on File
Mailing Address4085 NE 28TH TER, OCALA, FL 34479-2172
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 2, 2017 · Amount on File
Deed SaleAug 2, 2017 · Amount on File
Prior SaleJul 1, 2017 · Amount on File
Deed Document Number201770605
Deed Book / Page6619 / 1986
Prior Transfer DateJul 26, 2017
Prior Transfer Doc0066191986
Record UpdatedOct 29, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARION FL
Property Address4085 NE 28TH TER, OCALA, FL 34479-2172
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyBRICK CITY TTL INS AGCY INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address4085 NE 28TH TER, OCALA, FL 34479-2172

Mortgage

Document Number0072711082
DateSep 17, 2020
Book Page7271/1082
Instrument2020097801
Lender
NameFLORIDA CU
TypeCredit Union
AddressGAINESVILLE, FL 32627
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 4085 NE 28th Ter was $3,854.

Source: Marion County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMarion County
Unified School DistrictMarion County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,854.00$217,651 Land $55,000 Building $162,651$217,651 Land $55,000 Building $162,651
2023$1,166.00 (+3.37%) Homeowner's exemption$94,733 (+3%) Land $55,000 Building $39,733$190,389 (+2.78%) Land $55,000 Building $135,389
2022$1,128.00 Homeowner's exemption$91,974$185,239 Land $50,000 Building $135,239

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4085 NE 28th Ter in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 10 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4085 NE 28th Ter is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.05% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSUN RAY ESTATES
public/private · serves 1,460 people · EPA ID FL3421314
Water SourceGroundwater
Last State InspectionOct 2023
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
T-Mobile
Fixed Wireless		100 / 20

May also be available: CenturyLink, Ocala Fiber Network, Zito Media.

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