4040 NE 28th Ter, Ocala, FL 34479 Property Records

Marion County property record for 4040 NE 28th Ter, Ocala, FL 34479

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,360 sqft · built 1984
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on File
Tax Bill	$1,877 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15843-005-09`

Property Details

APN / Parcel Number

Primary APN	`15843-005-09`
Alternative APNs	`1759820000` `1759820`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,360 sqft Living Area
Gross Area	2,240 sqft
1st Floor Area	1,360 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Modern
Exterior Material	Concrete Block
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	135 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	374 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Screened Porch
Porch Area	228 sqft
Deck Area	236 sqft
Patio Area	236 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ
Storage Building	42 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Street Address	4040 NE 28TH TER
City	OCALA
State	FL
Zip	34479-8858
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SEC 34 TWP 14 RGE 22 PLAT BOOK V PAGE 084 SUGAR PLUM ESTATES BLK E LOT 9
Legal Range	22E
Legal Township	14S
Legal Section	34
Legal Subdivision	SUGAR PLUM ESTATE
Legal Block	E
Legal Lot Number	9
Jurisdiction	MARION FL
Township / Civil Division	OCALA
Census Block Group	1
Census Block	1017
Census Tract	1302

Owner

4040 NE 28th Ter is owned and occupied by an individual who acquired it in August 2021.

Source: Marion County records, as of December 29, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	4040 NE 28TH TER, OCALA, FL 34479-8858
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2021	Intrafamily Transfer, Transfer · VA Mortgage FREEDOM MORTGAGE CORP
Feb 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Feb 15, 2019	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 4, 2021
Deed Sale	Aug 4, 2021
Prior Sale	Feb 15, 2019 · Amount on File
Deed Document Number	2021106373
Deed Book / Page	7533 / 1984
Prior Transfer Date	Jun 26, 2021
Prior Transfer Doc	0075331984
Record Updated	Jun 8, 2026

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARION FL
Recording Date	Aug 4, 2021
Property Address	4040 NE 28TH TER, OCALA, FL 34479-8858
Document Number	0075331984
Book / Page	7533 / 1984
Map Reference	MB V PG 84-86
Instrument Date	Jun 26, 2021
Instrument	2021106373
Transaction Type	Transfer
Record Updated	Aug 25, 2021
Title Company	MORTGAGE CONNECT LP

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 NE 28TH TER, OCALA, FL 34479

Mortgage

Document Number	75331987
Date	Aug 4, 2021
Instrument	7533/1987

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	353 Months
Due	Jan 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION FL
Property Address	4040 NE 28TH TER, OCALA, FL 34479-8858
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	POWERHOUSE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0071350139
Date	Feb 17, 2020
Book Page	7135/0139
Instrument	2020017207

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Dec 1, 2049

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION FL
Recording Date	Feb 15, 2019
Property Address	4040 NE 28TH TER, OCALA, FL 34479-8858
Document Number	0069151369
Book / Page	006915 / 001369
Instrument Date	Feb 15, 2019
Instrument	15866
Transaction Type	Transfer
Record Updated	Mar 13, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$962.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4040 NE 28TH TER OCALA FL 344798858, OCALA, FL 34479-8858

Mortgage

Document Number	69151371
Date	Feb 15, 2019
Book Page	006915/001371
Instrument	15867

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 14, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 4040 NE 28th Ter was $1,877 with a homeowner's exemption.

Source: Marion County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Marion County
Unified School District	Marion County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,877.00 Homeowner's exemption	$128,972	$191,195 Land $55,000 Building $136,195
2023	$1,591.00 (+3.18%) Homeowner's exemption	$121,686 (+3%) Land $55,000 Building $66,686	$168,063 (+3.4%) Land $55,000 Building $113,063
2022	$1,542.00 Homeowner's exemption	$118,142	$162,543 Land $50,000 Building $112,543

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4040 NE 28th Ter in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4040 NE 28th Ter is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUN RAY ESTATES public/private · serves 1,460 people · EPA ID FL3421314
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Ocala Fiber Network, Zito Media.

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