4085 Lobos Ave, Atascadero, CA 93422 Property Records

San Luis Obispo County property record for 4085 Lobos Ave, Atascadero, CA 93422

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,334 sqft · built 1977
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on File
Last Sale	$480,000 (Jul 2018)
Tax Bill	$6,799 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Jul 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`029-211-013`

Property Details

APN / Parcel Number

Primary APN	`029-211-013`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,334 sqft Living Area
1st Floor Area	1,334 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	6,970 sqft (0.16 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	4085 LOBOS AVE
City	ATASCADERO
State	CA
Zip	93422-2719
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LSFX
Legal Description	CY ATAS ATAS BL NC LT 18C
Legal Subdivision	ATASCADERO
Legal Block	3
Legal Lot Number	18C
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ATASCADERO
Census Block Group	3
Census Block	3008
Census Tract	12505

Owner

4085 Lobos Ave is owned and occupied by two individuals who acquired it in July 2019.

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	4085 LOBOS AVE, ATASCADERO, CA 93422-2719
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage NORTH AMERICAN SAVINGS BANK FSB
Jul 19, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage WESTERN PIONEER FINANCIAL INC
Oct 3, 2018	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Jul 30, 2018	Grant Deed, Transfer · Conventional Mortgage WESTERN PIONEER FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2018 · Amount on File
Deed Sale	Jul 30, 2018 · Amount on File
Prior Sale	Oct 20, 2015 · Amount on File
Deed Document Number	201831299
Last Transfer Date	Jul 11, 2019
Transfer Doc	0000028549
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	4085 LOBOS AVE, ATASCADERO, CA 93422-2719
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TIMIOS TITLE A CA CORP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4085 LOBOS AVE, ATASCADERO, CA 93422-2719

Mortgage

Document Number	0000069289
Date	Nov 25, 2020
Instrument	2020069289

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB
Type	Bank
Address	GRANDVIEW, MO 64030

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

July 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jul 19, 2019
Property Address	4085 LOBOS AVE, ATASCADERO, CA 93422-2719
Document Number	0000028549
Map Reference	MB 4 PG 63A
Instrument Date	Jul 11, 2019
Instrument	2019028549
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FNT SANTA MARIA TITLE ONLY C

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4085 LOBOS AVE, ATASCADERO, CA 93422-2719

Mortgage

Document Number	0000028550
Date	Jul 19, 2019
Instrument	2019028550

Lender

Name	WESTERN PIONEER FINANCIAL INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Oct 3, 2018
Property Address	4085 LOBOS AVE, ATASCADERO, CA 93422-2719
Document Number	0000040849
Instrument Date	Sep 12, 2018
Instrument	40849
Transaction Type	Transfer
Record Updated	Nov 22, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	885 E BUCKHILL RD FRESNO CA 937200604, FRESNO, CA 93720-0604

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jul 30, 2018
Property Address	4085 LOBOS AVE, ATASCADERO, CA 93422-2719
Document Number	0000031299
Map Reference	MB4 PG63A
Instrument Date	Jun 25, 2018
Instrument	2018031299
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4085 LOBOS AVE, ATASCADERO, CA 93422-2719

Mortgage

Document Number	0000031301
Date	Jul 30, 2018
Instrument	2018031301

Lender

Name	WESTERN PIONEER FINANCIAL INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4085 Lobos Ave was $6,799.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Atascadero City
County	San Luis Obispo County
Unified School District	Atascadero Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$546,151 (+2%) Land $256,008 Building $290,143
2025	$6,799.00	$535,443 Land $250,989 Building $284,454
2023	$6,410.00 (+2.63%)	$514,653 Land $241,244 Building $273,409
2022	$6,246.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4085 Lobos Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4085 Lobos Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 78% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATASCADERO MUTUAL WATER CO private · serves 33,307 people · EPA ID CA4010002
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.5 mg/L (2018) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Surfnet Communications Fixed Wireless	100 / 20
Ranch Wifi Fixed Wireless	100 / 20

May also be available: Astound Broadband, GeoLinks, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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