Platte County property record for 4025 Carter Dr, Smithville, MO 64089
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,346 sqft · built 1987 |
| Lot Size | 0.489 acres (21,344 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,646 (2023) |
| Deeds & Mortgages | Nov 2022 Mortgage Feb 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-9.0-32-400-001-010-000 |
| Primary APN | 11-9.0-32-400-001-010-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,346 sqft Living Area |
| Gross Area | 2,692 sqft |
| 1st Floor Area | 1,346 sqft |
| Basement Area | 1,346 sqft |
| Finished Basement | 420 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1987 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Composition/Composite |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 21,344 sqft (0.489 acres) |
| Parking Spaces | 8 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 35 sqft |
| Deck Area | 260 sqft |
| Patio Area | 295 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Street Address | 4025 CARTER DR |
|---|---|
| City | SMITHVILLE |
| State | MO |
| Zip | 64089-8543 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SOUTH GALE LT 3 & A TR DESCR BEG AT SW COR OF LT 3 TH A S LI LT TO SE COROF LT 3 TH S |
| Legal Range | 33 |
| Legal Township | 53 |
| Legal Section | 32 |
| Legal Subdivision | SOUTH GALE |
| Legal Block | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | PLATTE MO |
| Township / Civil Division | CARROLL |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 30601 |
4025 Carter Dr is owned and occupied by two individuals.
Source: Platte County records, as of January 5, 2024
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4025 CARTER DR, SMITHVILLE, MO 64089-8543 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 17, 2022 | Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC |
| Feb 20, 2018 | Deed of Trust, Mortgage · Conventional Mortgage DITECH FINANCIAL LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Deed Document Number | 0000071291 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PLATTE MO |
| Property Address | 4025 CARTER DR, SMITHVILLE, MO 64089-8543 |
| Transaction Type | Mortgage |
| Record Updated | Dec 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0013860872 |
|---|---|
| Date | Nov 17, 2022 |
| Book Page | 1386/872 |
| Instrument | 2022015391 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WASHINGTON, PA 19034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PLATTE MO |
| Property Address | 4025 CARTER DR, SMITHVILLE, MO 64089-8543 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0012920130 |
|---|---|
| Date | Feb 20, 2018 |
| Book Page | 1292/130 |
| Instrument | 2018002109 |
| Name | DITECH FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WASHINGTON, PA 19034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jan 1, 2048 |
Source: Platte County assessment roll, as of May 31, 2023
| Type | Name |
|---|---|
| State | Missouri |
| County | Platte County |
| Unified School District | Smithville R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $2,646.00 | $38,809 Land $9,138 Building $29,671 | $204,256 Land $48,094 Building $156,162 |
| 2018 | $1,420.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4025 Carter Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 1, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4025 Carter Dr is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 54% of the US · above 79% of Missouri |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PLATTE CO PWSD 4 serves 9,552 people · EPA ID MO1024478 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
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