4084 Territorial Rd, Benton Harbor, MI 49022 Property Records

Berrien County property record for 4084 Territorial Rd, Benton Harbor, MI 49022

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,298 sqft · built 1949
Lot Size2.49 acres (108,464 sqft)
OwnerIndividual Name on File
Last Sale$180,000 (Feb 2023)
Tax Bill$2,704 (2025)
Deeds & MortgagesFeb 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN03-0014-0031-00-2

Property Details

APN / Parcel Number

Primary APN03-0014-0031-00-2
Alternative APN
  • 11-03-0014-0031-00-2

Interior

Bedrooms3 Beds
Full Baths1 Bath
Building Area1,298 sqft Living Area
1st Floor Area1,298 sqft
Basement Area1,298 sqft
Unfinished Basement1,298 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1949
Effective Year BuiltEffective 1949
Architectural StyleRaised Ranch
Lot Area108,464 sqft (2.49 acres)
Garage Area616 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address4084 TERRITORIAL RD
CityBENTON HARBOR
StateMI
Zip49022-9401
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA1 SING FA
Legal DescriptionTHAT PT OF E 12 1/2 A OF SE1/4 OF NE1/4 OF SEC 14 T4S R18W LYING S OF HWY EXC COM AT E1/4 POST SD SEC 14 TH W 412.5'TH N 847'TH E 290.08'TH N 347.7'TO HWY C/L TH SELY ON C/L TO PT DUE N OF BEG TH S 1167.1'TO BEG
Legal Range18W
Legal Township04S
Legal Section14
JurisdictionBERRIEN MI
Township / Civil DivisionBENTON
Census Block Group1
Census Block1024
Census Tract2400

Owner

4084 Territorial Rd is owned and occupied by an individual who bought it in February 2023.

Source: Berrien County records, as of September 28, 2026

Owner of RecordIndividual Name on File
Mailing Address4084 TERRITORIAL RD, BENTON HARBOR, MI 49022-9401
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 10, 2023 · Amount on File
Deed SaleFeb 10, 2023 · Amount on File
Prior SaleSep 10, 1985 · Amount on File
Deed Document Number2023372653
Deed Book / Page3398 / 474
Record UpdatedOct 29, 2026

February 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBERRIEN MI
Recording DateFeb 10, 2023
Property Address4084 TERRITORIAL RD, BENTON HARBOR, MI 49022-9401
Document Number003398/474
Book / Page3398 / 474
Instrument DateFeb 2, 2023
Instrument2023372653
Transaction TypeTransfer
Record UpdatedNov 9, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,350.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4084 TERRITORIAL RD, BENTON HARBOR, MI 49022-9401

Mortgage

Document Number0033980476
DateFeb 10, 2023
Instrument3398-0476
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 4084 Territorial Rd was $2,704 with a homeowner's exemption.

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBerrien County
County SubdivisionBenton Charter Township
Unified School DistrictBenton Harbor Area Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$96,000$192,000
2025$2,704.00
2023$79,100$158,200
2022$1,137.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4084 Territorial Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1983)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4084 Territorial Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 87% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
T-Mobile
Fixed Wireless
100 / 20

May also be available: Mercury Fiber, Verizon.

Nearby Properties on Territorial Rd

Nearby Streets

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