4083 Clover Dr, Cincinnati, OH 45245 Property Records

Clermont County property record for 4083 Clover Dr, Cincinnati, OH 45245

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,070 sqft · built 1960
Lot Size	0.468 acres (20,383 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,155 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Dec 2019 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`41-42-06B-119`

Property Details

APN / Parcel Number

Primary APN	`41-42-06B-119`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,070 sqft Living Area
1st Floor Area	1,070 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Foundation Type	No Foundation
Lot Area	20,383 sqft (0.468 acres)
View / Lot	Cul-de-sac
Garage Type	Detached
Garage Area	957 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	96 sqft
Patio Area	32 sqft
Utility Building	210 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4083 CLOVER DR
City	CINCINNATI
State	OH
Zip	45245-2002
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MURPH & MURPH 3; LOT 119
Legal Subdivision	MURPH SUB NO 3
Legal Lot Number	119
Jurisdiction	CLERMONT OH
Township / Civil Division	UNION
Census Block Group	1
Census Block	1000
Census Tract	41404

Owner

Source: Clermont County records, as of April 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4083 CLOVER DR, CINCINNATI, OH 45245-2002
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2026	Quit Claim Deed, Transfer · FHA Mortgage GOODLEAP LLC
Dec 26, 2019	Deed of Trust, Mortgage CALIBER HM LOANS
Oct 17, 2018	Warranty Deed, Subdivision Related Transfer · Conventional with PMI CALIBER HM LOANS
May 30, 2018	Warranty Deed, Construction Loan OTHER
May 24, 2018	Deed of Trust, Mortgage · Line of Credit GREENLEAF FNDG
May 30, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 13, 2026
Deed Sale	Apr 13, 2026
Prior Sale	Oct 17, 2018 · Amount on Record
Deed Document Number	20267905
Deed Book / Page	3020 / 1219
Prior Transfer Date	Jan 23, 2026
Prior Transfer Doc	0000007905
Record Updated	Oct 29, 2026

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLERMONT OH
Recording Date	Apr 13, 2026
Property Address	4083 CLOVER DR, CINCINNATI, OH 45245-2002
Document Number	0000007905
Book / Page	3020 / 1219
Instrument Date	Jan 23, 2026
Instrument	20267905
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	4083 CLOVER DR, CINCINNATI, OH 45245-2002
Investor	Possibly a Property Investor

Mortgage

Document Number	0000007906,
Date	Apr 13, 2026
Instrument	20267906

Lender

Name	GOODLEAP LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2056

Interest

Rate	5.98%
Max Rate	-1%

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLERMONT OH
Property Address	4083 CLOVER DR, CINCINNATI, OH 45245-2002
Document Number	0000000071
Instrument Date	Dec 26, 2019
Transaction Type	Mortgage
Record Updated	Jan 17, 2020
Title Company	CENTRAL LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4083 CLOVER DR CINCINNATI OH 452452002, CINCINNATI, OH 45245-2002

Mortgage

Document Number	0000000071
Date	Jan 2, 2020
Book Page	002827/001358
Instrument	71

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

October 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CLERMONT OH
Recording Date	Oct 17, 2018
Property Address	4083 CLOVER DR, CINCINNATI, OH 45245-2002
Document Number	0000023567
Book / Page	002794 / 003401
Instrument Date	Oct 12, 2018
Instrument	23567
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 2, 2018
Title Company	AMERICAN HOMELAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$639.60
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4083 CLOVER DR CINCINNATI OH 452452002, CINCINNATI, OH 45245-2002

Mortgage

Document Number	23568
Date	Oct 17, 2018
Book Page	002794/003403
Instrument	23568

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 16, 2048

May 2018: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	CLERMONT OH
Recording Date	May 30, 2018
Property Address	4083 CLOVER DR, CINCINNATI, OH 45245-2002
Document Number	0000011912
Book / Page	002772 / 001653
Instrument Date	May 24, 2018
Instrument	11912
Transaction Type	Construction Loan
Record Updated	Jan 14, 2019
Title Company	OTHER

Transaction

Amount	Amount Recorded
Tax	$367.60
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4083 CLOVER DR CINCINNATI OH 452452002, CINCINNATI, OH 45245-2002
Investor	Possibly a Property Investor

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLERMONT OH
Property Address	4083 CLOVER DR, CINCINNATI, OH 45245-2002
Document Number	0000011914
Instrument Date	May 24, 2018
Transaction Type	Mortgage
Record Updated	Jun 11, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	9468 TOWNE SQUARE AVE BLUE ASH OH 452426907, BLUE ASH, OH 45242-6907

Mortgage

Document Number	0000011914
Date	May 30, 2018
Book Page	002772/001658
Instrument	11914

Lender

Name	GREENLEAF FNDG
Type	Funding / Finance Company
Address	CINCINNATI, OH 45242

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	May 29, 2019

Interest

Rate Type	Adjustable Rate

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLERMONT OH
Recording Date	May 30, 2018
Property Address	4083 CLOVER DR, CINCINNATI, OH 45245-2002
Document Number	0000011911
Book / Page	002772 / 001651
Instrument Date	May 9, 2018
Instrument	11911
Transaction Type	Transfer
Record Updated	Jan 14, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$328.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	9468 TOWNE SQUARE AVE BLUE ASH OH 452426907, BLUE ASH, OH 45242-6907
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Clermont County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Clermont County
County Subdivision	Union Township
Unified School District	West Clermont Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,155.00 (-49.37%)	$62,660 (-) Land $16,770 Building $45,890
2024			$179,000 (-) Land $47,900 Building $131,100
2023	$6,232.00 (+145.55%) Homeowner's exemption	$62,660 (+43.91%) Land $16,770 Building $45,890	$179,000 (+43.89%) Land $47,900 Building $131,100
2022	$2,538.00 Homeowner's exemption	$43,540 Land $11,550 Building $31,990
2020			$124,400 Land $33,000 Building $91,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1997)
Most Recent Claim	Mar 1997 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

4083 Clover Dr, Cincinnati, OH 45245 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

April 2026: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

December 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

October 2018: Warranty Deed, Subdivision Related Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

May 2018: Warranty Deed, Construction Loan

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

May 2018: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

May 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Clover Dr

Nearby Streets

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