Clermont County property record for 4076 Clover Dr, Cincinnati, OH 45245
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,605 sqft · built 1962 |
| Lot Size | 0.475 acres (20,706 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $62,500 (Apr 2015) |
| Tax Bill | $3,257 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-42-06C-164 |
| Primary APN | 41-42-06C-164 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,605 sqft Living Area |
| 1st Floor Area | 1,248 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | No Foundation |
| Lot Area | 20,706 sqft (0.475 acres) |
| View / Lot | Cul-de-sac |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 200 sqft |
| Patio Area | 332 sqft |
| Utility Building | 153 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4076 CLOVER DR |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45245-2002 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MURPH & MURPH 3A; LOT 164 |
| Legal Subdivision | MURPH & MURPH 3A |
| Legal Lot Number | 164 |
| Jurisdiction | CLERMONT OH |
| Township / Civil Division | UNION |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 41404 |
Source: Clermont County records, as of June 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4076 CLOVER DR, CINCINNATI, OH 45245-2002 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 9, 2015 · Amount on Record |
| Deed Sale | Apr 9, 2015 · Amount on Record |
| Deed Document Number | 20157233 |
| Deed Book / Page | 2567 / 2040 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 4076 CLOVER DR, CINCINNATI, OH 45245-2002 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2021 |
| Title Company | OLD TOWN TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0000025892 |
|---|---|
| Date | Aug 9, 2021 |
| Book Page | 2890/3684 |
| Instrument | 202100025892 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
Source: Clermont County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Clermont County |
| County Subdivision | Union Township |
| Unified School District | West Clermont Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,257.00 (-56.26%) | $74,870 (-) Land $16,770 Building $58,100 | |
| 2024 | $213,900 (-) Land $47,900 Building $166,000 | ||
| 2023 | $7,446.00 (+194.54%) Homeowner's exemption | $74,870 (+43.57%) Land $16,770 Building $58,100 | $213,900 (+43.56%) Land $47,900 Building $166,000 |
| 2022 | $2,528.00 Homeowner's exemption | $52,150 Land $11,550 Building $40,600 | |
| 2020 | $149,000 Land $33,000 Building $116,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1997) |
| Most Recent Claim | Mar 1997 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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