40825 Via Champagne, Temecula, CA 92592 Property Records

Riverside County property record for 40825 Via Champagne, Temecula, CA 92592

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 4,807 sqft · built 1989
Lot Size	4.81 acres (209,524 sqft)
Owner	Individual Name on File
Last Sale	$1,815,000 (Oct 2022)
Tax Bill	$19,826 (2025)
Deeds & Mortgages	Oct 2022 Transfer Oct 2022 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`941-260-004`

Property Details

APN / Parcel Number

Primary APN	`941-260-004`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,807 sqft Living Area
Gross Area	5,841 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2018
Construction Type	Wood
Roof Material	Tile
Lot Area	209,524 sqft
Garage Type	Attached
Garage Area	858 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	40825 VIA CHAMPAGNE
City	TEMECULA
State	CA
Zip	92592-8995
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A110
Legal Description	4.81 ACRES NET IN LOT 4 MB 130/029 TR 17968
Legal Subdivision	TRACT 17968
Legal Tract	17968
Legal Lot Number	4
Jurisdiction	RIVERSIDE CA
Township / Civil Division	MURRIETA
Census Block Group	2
Census Block	2000
Census Tract	43292

Owner

40825 Via Champagne is owned and occupied by an individual who bought it in October 2022.

Source: Riverside County records, as of July 29, 2026

Owner of Record	Individual Name on File
Mailing Address	40825 VIA CHAMPAGNE, TEMECULA, CA 92592-8995
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2022	Intrafamily Transfer, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO
Oct 13, 2022	Grant Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Apr 4, 2017	Deed of Trust, Mortgage · ARM RECOVCO MORTGAGE MANAGEMENT LLC
Sep 16, 2020	Grant Deed, Transfer · Conventional Mortgage RECOVCO MORTGAGE MANAGEMENT LLC
Apr 2, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage SKYLINE FINANCIAL CORP
Nov 15, 2017	Grant Deed, Transfer · Conventional Mortgage SKYLINE FINANCIAL CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 13, 2022 · Amount on File
Deed Sale	Oct 13, 2022 · Amount on File
Prior Sale	Sep 16, 2020 · Amount on File
Deed Document Number	2022428475
Prior Transfer Date	Sep 30, 2022
Prior Transfer Doc	0000428474
Record Updated	Sep 20, 2026

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Oct 13, 2022
Property Address	40825 VIA CHAMPAGNE, TEMECULA, CA 92592-8995
Document Number	0000428474
Map Reference	MB 130 PG 29-31
Instrument Date	Sep 30, 2022
Instrument	2022-0428474
Transaction Type	Transfer
Record Updated	Oct 26, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40825 VIA CHAMPAGNE, TEMECULA, CA 92592-8995

October 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Oct 13, 2022
Property Address	40825 VIA CHAMPAGNE, TEMECULA, CA 92592-8995
Document Number	0000428475
Map Reference	MB 130 PG 29-31
Instrument Date	Sep 14, 2022
Instrument	2022-0428475
Transaction Type	Transfer
Record Updated	Oct 26, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40825 VIA CHAMPAGNE, TEMECULA, CA 92592-8995

Mortgage

Document Number	0000428476
Date	Oct 13, 2022
Instrument	2022-0428476

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	40825 VIA CHAMPAGNE, TEMECULA, CA 92592-8995
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000133422
Date	Apr 4, 2017
Instrument	2017-0133422

Lender

Name	RECOVCO MORTGAGE MANAGEMENT LLC
Type	Bank
Address	IRVING, TX 75038

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	7.05%
Type Change Date	Apr 1, 2022
Change Frequency	Annually
Min Rate At Change	7.05%
Max Rate At Change	9.05%
Index	1-Year LIBOR
Max Rate	12%

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Sep 16, 2020
Property Address	40825 VIA CHAMPAGNE, TEMECULA, CA 92592-8995
Document Number	0000438997
Map Reference	MB 130 PG 29-31
Instrument Date	Jul 13, 2020
Instrument	2020-0438997
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	TICOR TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	40825 VIA CHAMPAGNE, TEMECULA, CA 92592-8995

Mortgage

Document Number	0000438998
Date	Sep 16, 2020
Instrument	2020-0438998

Lender

Name	RECOVCO MORTGAGE MANAGEMENT LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	6.71%
Change Frequency	Annually

April 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Apr 2, 2018
Property Address	40825 VIA CHAMPAGNE, TEMECULA, CA 92592-8995
Document Number	0000125191
Map Reference	MB 130 PG 29-31
Instrument Date	Mar 16, 2018
Instrument	2018-0125191
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	40825 VIA CHAMPAGNE, TEMECULA, CA 92592-8995

Mortgage

Document Number	0000125192
Date	Apr 2, 2018
Instrument	2018-0125192

Lender

Name	SKYLINE FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2048

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Nov 15, 2017
Property Address	40825 VIA CHAMPAGNE, TEMECULA, CA 92592-8995
Document Number	0000479440
Map Reference	MB 130 PG 29-31
Instrument Date	Oct 2, 2017
Instrument	2017-0479440
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	TICOR TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	40825 VIA CHAMPAGNE, TEMECULA, CA 92592-8995

Mortgage

Document Number	0000479441
Date	Nov 15, 2017
Instrument	2017-0479441

Lender

Name	SKYLINE FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 40825 Via Champagne was $19,826.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Unified School District	Temecula Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,926,091 (+2%) Land $79,590 Building $1,846,501
2025	$19,826.00	$1,888,326 Land $78,030 Building $1,810,296
2023	$19,358.00 (+40.95%)	$1,815,000 Land $75,000 Building $1,740,000
2022	$13,734.00
2021			$1,119,330

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 40825 Via Champagne in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 40825 Via Champagne is high, ranking above 77% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 53% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RANCHO CALIFORNIA WATER DISTRICT serves 146,147 people · EPA ID CA3310038
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Accel Wireless Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20
Southern California Telephone Fixed Wireless	75 / 15

May also be available: AT&T, Frontier, Verizon.

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