El Dorado County property record for 4082 Pearl Rd, Pollock Pines, CA 95726
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,926 sqft · built 2006 |
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $385,000 (Mar 2020) |
| Tax Bill | $4,547 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage May 2019 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 042-654-005-000 |
| Primary APN | 042-654-005-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 1,926 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Construction Type | Wood |
| Lot Area | 16,553 sqft (0.38 acres) |
| Terrain | Brushy |
| Parking Spaces | 1 Parking Space |
| Patio Area | 1,926 sqft |
| Cooling System | Central |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4082 PEARL RD |
|---|---|
| City | POLLOCK PINES |
| State | CA |
| Zip | 95726-8805 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | L 100 GLD RDG FOR 3 |
| Legal Subdivision | GLD RDG FOR 3 |
| Legal Lot Number | 100 |
| Jurisdiction | EL DORADO CA |
| Township / Civil Division | SOUTH EL DORADO |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 31406 |
4082 Pearl Rd is owned and occupied by two individuals who bought it in March 2020.
Source: El Dorado County records, as of September 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4082 PEARL RD, POLLOCK PINES, CA 95726-8805 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| May 13, 2019 | Deed of Trust, Mortgage · Line of Credit EL DORADO SAVINGS BANK |
| Oct 2, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Mar 12, 2020 | Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 12, 2020 · Amount on File |
| Deed Sale | Mar 12, 2020 · Amount on File |
| Prior Sale | Jun 4, 2014 · Amount on File |
| Deed Document Number | 202011622 |
| Prior Transfer Date | Feb 18, 2005 |
| Prior Transfer Doc | 0000018272 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 4082 PEARL RD, POLLOCK PINES, CA 95726-8805 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2021 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Address | 4062 PEARL RD, POLLOCK PINES, CA 95726-9515 |
| Document Number | 0000065149 |
|---|---|
| Date | Oct 14, 2021 |
| Instrument | 2021-0065149 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 4082 PEARL RD, POLLOCK PINES, CA 95726-8805 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | PLACER TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000017947 |
|---|---|
| Date | May 13, 2019 |
| Instrument | 2019-0017947 |
| Name | EL DORADO SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | PLACERVILLE, CA 95667 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 4082 PEARL RD, POLLOCK PINES, CA 95726-8805 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Address | 4082 PEARL RD, POLLOCK PINES, CA 95726-8805 |
| Document Number | 0000055059 |
|---|---|
| Date | Oct 2, 2020 |
| Instrument | 2020-0055059 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | EL DORADO CA |
| Recording Date | Mar 12, 2020 |
| Property Address | 4082 PEARL RD, POLLOCK PINES, CA 95726-8805 |
| Document Number | 0000011622 |
| Map Reference | MB E PG 105 |
| Instrument Date | Mar 10, 2020 |
| Instrument | 2020-0011622 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2021 |
| Title Company | NORTH AMERICAN TITLE CO INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 4082 PEARL RD, POLLOCK PINES, CA 95726-8805 |
| Document Number | 0000011623 |
|---|---|
| Date | Mar 12, 2020 |
| Instrument | 2020-0011623 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2050 |
The 2025 property tax bill for 4082 Pearl Rd was $4,547 with a homeowner's exemption.
Source: El Dorado County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | California |
| County | El Dorado County |
| Secondary School District | El Dorado Union High School District (09 - 12) |
| Elementary School District | Pollock Pines Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $429,470 (+2%) Land $111,550 Building $317,920 | |
| 2025 | $4,547.00 Homeowner's exemption | $421,050 Land $109,363 Building $311,687 |
| 2023 | $4,260.00 (+1.21%) Homeowner's exemption | $404,702 Land $105,117 Building $299,585 |
| 2022 | $4,209.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 4082 Pearl Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 25, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4082 Pearl Rd is high, ranking above 82% of the US, with a 0.5% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 82% of the US · above 61% of California |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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