El Dorado County property record for 4075 Pearl Rd, Pollock Pines, CA 95726
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,540 sqft · built 1983 |
| Lot Size | 0.65 acres (28,314 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $255,500 (Apr 2015) |
| Tax Bill | $3,312 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Sep 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 042-656-001-000 |
| Primary APN | 042-656-001-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 3 Stories |
| Building Area | 2,540 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Construction Type | Wood |
| Lot Area | 28,314 sqft (0.65 acres) |
| Terrain | Gentle Slope |
| Garage Type | Attached |
| Garage Area | 560 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 2,540 sqft |
| Sewer | Municipal |
|---|---|
| Water Source | Commercial |
| Street Address | 4075 PEARL RD |
|---|---|
| City | POLLOCK PINES |
| State | CA |
| Zip | 95726-9515 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | L 137 GLD RDG FOR 3 |
| Legal Subdivision | GLD RDG FOR 3 |
| Legal Lot Number | 137 |
| Jurisdiction | EL DORADO CA |
| Township / Civil Division | SOUTH EL DORADO |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 31406 |
Source: El Dorado County records, as of September 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4075 PEARL RD, POLLOCK PINES, CA 95726-9515 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Sep 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LENOX FINANCIPL MORTGAGE CORPORATION |
| Nov 7, 2018 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| May 21, 2018 | Deed of Trust, Mortgage · Conventional Mortgage THIRD FED'L S&L ASSN/CLEVELAND |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 29, 2015 · Amount on Record |
| Deed Sale | Apr 29, 2015 · Amount on Record |
| Prior Sale | Sep 30, 2014 · Amount on Record |
| Deed Document Number | 201518224 |
| Prior Transfer Date | Sep 25, 2014 |
| Prior Transfer Doc | 0000039335 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 4075 PEARL RD, POLLOCK PINES, CA 95726-9515 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2021 |
| Title Company | ORABGE COAST TITLE, ORANGE COAST TITLE |
| Name | Verified Name |
|---|---|
| Address | 4075 PEARL RD, POLLOCK PINES, CA 95726-9515 |
| Document Number | 0000027021 |
|---|---|
| Date | Apr 20, 2021 |
| Instrument | 2021-0027021 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 4075 PEARL RD, POLLOCK PINES, CA 95726-9515 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 4075 PEARL RD, POLLOCK PINES, CA 95726-9515 |
| Document Number | 0000052849 |
|---|---|
| Date | Sep 24, 2020 |
| Instrument | 2020-0052849 |
| Name | LENOX FINANCIPL MORTGAGE CORPORATION |
|---|---|
| Type | Non-Lending Institution |
| Address | SANTA ANA, CA 92707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Jun 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 4075 PEARL RD, POLLOCK PINES, CA 95726-9515 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SOLIDIFI US INC |
| Name | Verified Name |
|---|
| Document Number | 0000043139 |
|---|---|
| Date | Nov 7, 2018 |
| Instrument | 2018-0043139 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Oct 18, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 4075 PEARL RD, POLLOCK PINES, CA 95726-9515 |
| Document Number | 0000021167 |
| Instrument Date | May 21, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2019 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4075 PEARL RD POLLOCK PINES CA 957269515, POLLOCK PINES, CA 95726-9515 |
| Document Number | 0000021167 |
|---|---|
| Date | Jun 1, 2018 |
| Instrument | 21167 |
| Name | THIRD FED'L S&L ASSN/CLEVELAND |
|---|---|
| Address | CLEVELAND, OH 44105 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 31, 2028 |
Source: El Dorado County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | California |
| County | El Dorado County |
| Secondary School District | El Dorado Union High School District (09 - 12) |
| Elementary School District | Pollock Pines Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $312,836 (+2%) Land $55,159 Building $257,677 | |
| 2025 | $3,312.00 (+6.74%) Homeowner's exemption | $306,703 (+4.04%) Land $54,078 Building $252,625 |
| 2023 | $3,103.00 (+1.07%) Homeowner's exemption | $294,795 Land $51,979 Building $242,816 |
| 2022 | $3,070.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective August 25, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 80% of the US · above 58% of California |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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