Whatcom County property record for 4081 Saltspring Dr, Ferndale, WA 98248
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,320 sqft · built 1982 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $365,280 (Nov 2012) |
| Tax Bill | $6,701 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 499804 |
| Primary APN | 499804 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,320 sqft Living Area |
| 1st Floor Area | 1,320 sqft |
| Basement Area | 1,716 sqft |
| Finished Basement | 396 sqft |
| Unfinished Basement | 1,320 sqft |
| Flooring | Tile |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Combination |
| Foundation Type | Concrete |
| Roof Material | Tile |
| Lot Area | 6,970 sqft (0.16 acres) |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 28 sqft |
| Patio Area | 834 sqft |
| Balcony | Balcony |
| Balcony Area | 312 sqft |
| Heating System | Forced Air |
|---|
| Account Number | 499804 |
|---|---|
| Street Address | 4081 SALTSPRING DR |
| City | FERNDALE |
| State | WA |
| Zip | 98248-9538 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR3 |
| Legal Description | SANDY POINT SHORES NO 4 LOT 4 |
| Legal Range | 01 |
| Legal Township | 38 |
| Legal Section | 16 |
| Legal Subdivision | SANDY POINT SHORES NO 4 |
| Legal Lot Number | 4 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | LUMMI RESERVATION |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 940001 |
The current owner of 4081 Saltspring Dr bought it in November 2012.
Source: Whatcom County records, as of March 16, 2026
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 4081 SALTSPRING DR, FERNDALE, WA 98248-9538 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 26, 2012 · Amount on File |
| Deed Sale | Nov 26, 2012 · Amount on File |
| Deed Document Number | 2121103140 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 4081 Saltspring Dr was $6,701.
Source: Whatcom County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Unified School District | Ferndale School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,701.00 | $817,866 Land $436,638 Building $381,228 | $817,866 Land $436,638 Building $381,228 |
| 2022 | $687,908 Land $367,250 Building $320,658 | $687,908 Land $367,250 Building $320,658 | |
| 2021 | $4,896.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4081 Saltspring Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 185 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 185 in force |
| Nearby Flood Claims | 16 (1990–2025) |
| Most Recent Claim | Dec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4081 Saltspring Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.4% of Washington |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SANDY POINT IMPROVEMENT CO private · serves 2,098 people · EPA ID WA5376105 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
May also be available: Ziply Fiber.
5G and 4G LTE (outdoors only)
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