4079 Saltspring Dr, Ferndale, WA 98248 Property Records

Whatcom County property record for 4079 Saltspring Dr, Ferndale, WA 98248

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,848 sqft · built 1982
Lot Size	0.2 acres (8,712 sqft)
Owner	Company Name on File
Tax Bill	$7,739 (2025)
Deeds & Mortgages	Apr 2023 Sale Feb 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`42160`

Property Details

APN / Parcel Number

Primary APN	`42160`
Alternative APNs	`380116 042550 0000` `39684`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,848 sqft Living Area
1st Floor Area	1,020 sqft
2nd Floor Area	828 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Architectural Style	Split Level
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Metal
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Built-in
Garage Area	924 sqft
Parking Spaces	4 Parking Spaces
Deck Area	752 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	42160
Street Address	4079 SALTSPRING DR
City	FERNDALE
State	WA
Zip	98248-9538
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR3
Legal Description	SANDY POINT SHORES NO 4 LOT 3
Legal Range	01
Legal Township	38
Legal Section	16
Legal Subdivision	SANDY POINT SHORES NO 4
Legal Lot Number	3
Jurisdiction	WHATCOM WA
Township / Civil Division	LUMMI RESERVATION
Census Block Group	1
Census Block	1021
Census Tract	940001

Owner

4079 Saltspring Dr is owned by a company that acquired it in April 2023.

Source: Whatcom County records, as of March 16, 2026

Owner of Record	Company Name on File
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2023	Warranty Deed, Transfer
Feb 17, 2023	Warranty Deed, Transfer WHATCOM LAND TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 27, 2023
Deed Sale	Apr 27, 2023
Prior Sale	Feb 17, 2023 · Amount on File
Deed Document Number	2023-0401909
Record Updated	Jun 8, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Apr 27, 2023
Property Address	4079 SALTSPRING DR, FERNDALE, WA 98248-9538
Document Number	0000401909
Map Reference	MB 9 PG 133&134
Instrument Date	Apr 25, 2023
Instrument	2023-0401909
Transaction Type	Transfer
Record Updated	May 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Feb 17, 2023
Property Address	4079 SALTSPRING DR, FERNDALE, WA 98248-9538
Document Number	0000201104
Map Reference	MB 9 PG 133&134
Instrument Date	Feb 10, 2023
Instrument	2023-0201104
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	WHATCOM LAND TITLE

Transaction

Amount	Amount on Record
Tax	$16,148.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	71 COLD WATER CYN, EAST WENATCHEE, WA 98802-9062

Tax Assessment & Valuation

The 2025 property tax bill for 4079 Saltspring Dr was $7,739.

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Unified School District	Ferndale School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,739.00	$944,616 Land $436,638 Building $507,978	$944,616 Land $436,638 Building $507,978
2022		$794,520 Land $367,250 Building $427,270	$794,520 Land $367,250 Building $427,270
2021	$5,376.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4079 Saltspring Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 185 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	185 in force
Nearby Flood Claims	16 (1990–2025)
Most Recent Claim	Dec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Snowstorms, Straight-line Winds, Flooding, Jan 2022 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4079 Saltspring Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.4% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANDY POINT IMPROVEMENT CO private · serves 2,098 people · EPA ID WA5376105
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Ziply Fiber.

Cell Coverage

5G and 4G LTE (outdoors only)

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