4080 Ruth Rd, Bethlehem, PA 18020 Property Records

Northampton County property record for 4080 Ruth Rd, Bethlehem, PA 18020

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,594 sqft · built 2000
Lot Size	0.233 acres (10,193 sqft)
Owner	2 Owner Names on Record
Last Sale	$313,000 (Jun 2004)
Tax Bill	$1,155 (2026)
Deeds & Mortgages	Feb 2021 Line of Credit Jul 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4864-02-9836-9586`

Property Details

APN / Parcel Number

Primary APN	`4864-02-9836-9586`
Alternative APN	`N7NE2 16 9 0205`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,594 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	10,193 sqft (0.233 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Pool Area	666 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4080 RUTH RD
City	BETHLEHEM
State	PA
Zip	18020-7853
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR
Legal Description	DIST:05 CITY/MUNI/TWP:BETHLEHEM TOWNSHIP
Legal Subdivision	NANCY RUN ESTATES PH II
Legal Block	16
Legal Lot Number	9
Jurisdiction	NORTHAMPTON PA
Township / Civil Division	BETHLEHEM
Census Block Group	1
Census Block	1018
Census Tract	17606

Owner

Source: Northampton County records, as of March 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	4080 RUTH RD, BETHLEHEM, PA 18020-7853
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2021	Deed of Trust, Mortgage · Line of Credit AFFINITY FCU
Jul 9, 2018	Deed of Trust, Mortgage · Line of Credit AFFINITY FCU
Jun 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage AFFINITY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2004 · Amount on Record
Deed Sale	Jun 3, 2004 · Amount on Record
Deed Document Number	04-1213479
Deed Book / Page	2004-1 / 213479
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHAMPTON PA
Property Address	4080 RUTH RD, BETHLEHEM, PA 18020-7853
Transaction Type	Mortgage
Record Updated	Mar 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007282
Date	Feb 23, 2021
Book Page	2021-1/62587
Instrument	2021007282

Lender

Name	AFFINITY FCU
Type	Credit Union
Address	BASKING RIDGE, NJ 07920

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 10, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHAMPTON PA
Property Address	4080 RUTH RD, BETHLEHEM, PA 18020-7853
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017944
Date	Jul 9, 2018
Book Page	2018-1/143224
Instrument	2018017944

Lender

Name	AFFINITY FCU
Type	Credit Union
Address	BASKING RIDGE, NJ 07920

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHAMPTON PA
Property Address	4080 RUTH RD, BETHLEHEM, PA 18020-7853
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LIBERTY ABSTRACT COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016323
Date	Jun 30, 2020
Book Page	2020-1/141839
Instrument	2020016323

Lender

Name	AFFINITY FCU
Type	Credit Union
Address	BASKING RIDGE, NJ 07920

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jul 1, 2040

Tax Assessment & Valuation

Source: Northampton County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Northampton County
County Subdivision	Bethlehem Township
Unified School District	Bethlehem Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,155.00 (-85.93%)	$107,000 (-) Land $23,600 Building $83,400
2024	$8,211.00	$107,000 Land $23,600 Building $83,400
1995			$214,000 Land $47,200 Building $166,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2011)
Most Recent Claim	Sep 2011 · Tropical Storm Lee

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EASTON AREA WATER SYSTEM serves 96,867 people · EPA ID PA3480050
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Service Electric Cable TV Cable	1,000 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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