4065 Ruth Rd, Bethlehem, PA 18020 Property Records

Northampton County property record for 4065 Ruth Rd, Bethlehem, PA 18020

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,592 sqft · built 2000
Lot Size	0.228 acres (9,932 sqft)
Owner	Individual Name on File
Last Sale	$49,000 (Mar 2000)
Tax Bill	$1,069 (2026)
Deeds & Mortgages	Jul 2020 Line of Credit May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4964-14-0034-2762`

Property Details

APN / Parcel Number

Primary APN	`4964-14-0034-2762`
Alternative APN	`N7NE2 17 6 0205`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,592 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	9,932 sqft (0.228 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4065 RUTH RD
City	BETHLEHEM
State	PA
Zip	18020-7854
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR
Legal Description	DIST:05 CITY/MUNI/TWP:BETHLEHEM TOWNSHIP
Legal Subdivision	NANCY RUN ESTATES PH 02
Legal Block	17
Legal Lot Number	6
Jurisdiction	NORTHAMPTON PA
Township / Civil Division	BETHLEHEM
Census Block Group	1
Census Block	1003
Census Tract	17606

Owner

4065 Ruth Rd is owned and occupied by an individual who bought it in March 2000.

Source: Northampton County records, as of March 12, 2026

Owner of Record	Individual Name on File
Mailing Address	4065 RUTH RD, BETHLEHEM, PA 18020-7854
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
May 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 6, 2000 · Amount on File
Deed Sale	Mar 6, 2000 · Amount on File
Deed Document Number	000-125233
Record Updated	Jun 8, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHAMPTON PA
Property Address	4065 RUTH RD, BETHLEHEM, PA 18020-7854
Document Number	0000019843
Instrument Date	Jul 17, 2020
Transaction Type	Mortgage
Record Updated	Aug 28, 2020
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4065 RUTH RD BETHLEHEM PA 180207854, BETHLEHEM, PA 18020-7854

Mortgage

Document Number	0000019843
Date	Jul 30, 2020
Book Page	000001/174031
Instrument	19843

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 29, 2050

Interest

Rate Type	Adjustable Rate

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHAMPTON PA
Property Address	4065 RUTH RD, BETHLEHEM, PA 18020-7854
Document Number	0000011976
Instrument Date	May 6, 2020
Transaction Type	Mortgage
Record Updated	Jul 21, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4065 RUTH RD BETHLEHEM PA 180207854, BETHLEHEM, PA 18020-7854

Mortgage

Document Number	0000011976
Date	May 12, 2020
Book Page	000001/102603
Instrument	11976

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 11, 2035

Tax Assessment & Valuation

The 2026 property tax bill for 4065 Ruth Rd was $1,069.

Source: Northampton County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Northampton County
County Subdivision	Bethlehem Township
Unified School District	Bethlehem Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,069.00	$99,000 Land $23,300 Building $75,700
2024	$7,597.00	$99,000 Land $23,300 Building $75,700
1995			$198,000 Land $46,600 Building $151,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4065 Ruth Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective December 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2011)
Most Recent Claim	Sep 2011 · Tropical Storm Lee

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4065 Ruth Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EASTON AREA WATER SYSTEM serves 96,867 people · EPA ID PA3480050
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Service Electric Cable TV Cable	1,000 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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