Warren County property record for 4080 Gregory Dr, Franklin, OH 45005
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,975 sqft · built 1959 |
| Lot Size | 1.22 acres (52,750 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $155,000 (May 2018) |
| Tax Bill | $5,023 (2025) |
| Deeds & Mortgages | Apr 2026 Sale Apr 2024 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-04-378-007-0 |
| Primary APN | 07-04-378-007-0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,975 sqft Living Area |
| Gross Area | 3,075 sqft |
| 1st Floor Area | 1,792 sqft |
| Basement Area | 1,183 sqft |
| Finished Basement | 1,183 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Exterior Material | Brick/Stone |
| Construction Type | Brick |
| Foundation Type | Concrete |
| Lot Area | 52,750 sqft (1.22 acres) |
| Lot Dimensions | 211 ft deep x 250 ft wide |
| Porch | Enclosed Porch |
| Porch Area | 172 sqft |
| Deck Area | 340 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 2302239 |
|---|---|
| Street Address | 4080 GREGORY DR |
| City | FRANKLIN |
| State | OH |
| Zip | 45005-5413 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THORNY ACRES LOT 26 |
| Legal Subdivision | THORNY ACRES |
| Legal Block | 239 |
| Legal Lot Number | 26 |
| Jurisdiction | WARREN OH |
| Township / Civil Division | FRANKLIN |
| Census Block Group | 4 |
| Census Block | 4030 |
| Census Tract | 30700 |
Source: Warren County records, as of May 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4080 GREGORY DR, FRANKLIN, OH 45005-5413 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Apr 13, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Apr 4, 2024 | Deed of Trust, Mortgage · Line of Credit LENDAGE LLC |
| May 6, 2022 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Apr 28, 2020 | Deed of Trust, Mortgage · Conventional with PMI PENNYMAC |
| May 23, 2018 | Warranty Deed, Transfer · FHA Mortgage CALIBER HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 23, 2018 · Amount on Record |
| Deed Sale | May 23, 2018 · Amount on Record |
| Prior Sale | Sep 1, 1998 · Amount on Record |
| Deed Document Number | 201814229 |
| Last Transfer Date | Mar 31, 2026 |
| Transfer Doc | 0000009698 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARREN OH |
| Recording Date | Apr 13, 2026 |
| Property Address | 4080 GREGORY DR, FRANKLIN, OH 45005-5413 |
| Document Number | 0000009698 |
| Instrument Date | Mar 31, 2026 |
| Instrument | 20269698 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Remainderman |
| Address | 4080 GREGORY DR, FRANKLIN, OH 45005-5413 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 4080 GREGORY DR, FRANKLIN, OH 45005-5413 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2024 |
| Title Company | ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 4080 GREGORY DR, FRANKLIN, OH 45005-5413 |
| Document Number | 0000006871 |
|---|---|
| Date | Apr 4, 2024 |
| Instrument | 2024-006871 |
| Name | LENDAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | 2114 E ACHIEVE WAY, TEMPE, AZ 85288 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Apr 1, 2034 |
| Change Frequency | Monthly |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 4080 GREGORY DR, FRANKLIN, OH 45005-5413 |
| Transaction Type | Mortgage |
| Record Updated | May 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000015429 |
|---|---|
| Date | May 6, 2022 |
| Instrument | 2022-015429 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 4080 GREGORY DR, FRANKLIN, OH 45005-5413 |
| Document Number | 0000015823 |
| Instrument Date | Apr 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 2, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Address | 4080 GREGORY DR FRANKLIN OH 450055413, FRANKLIN, OH 45005-5413 |
| Document Number | 0000015823 |
|---|---|
| Date | May 13, 2020 |
| Instrument | 15823 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 12, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARREN OH |
| Recording Date | May 23, 2018 |
| Property Address | 4080 GREGORY DR, FRANKLIN, OH 45005-5413 |
| Document Number | 0000014229 |
| Instrument Date | May 23, 2018 |
| Instrument | 14229 |
| Transaction Type | Transfer |
| Record Updated | Jun 8, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $465.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4080 GREGORY DR FRANKLIN OH 450055413, FRANKLIN, OH 45005-5413 |
| Document Number | 14230 |
|---|---|
| Date | May 23, 2018 |
| Instrument | 14230 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 22, 2048 |
Source: Warren County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Warren County |
| County Subdivision | Franklin Township |
| Municipality | Middletown City |
| Unified School District | Middletown City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,023.00 (+0.72%) | $98,740 (+27.72%) Land $20,830 Building $77,910 | $282,090 (+27.71%) Land $59,500 Building $222,590 |
| 2024 | $4,987.00 (+25.93%) | ||
| 2023 | $3,960.00 (-7.24%) Homeowner's exemption | $77,312 (-) Land $13,843 Building $63,469 | |
| 2022 | $4,269.00 Homeowner's exemption | $77,312 Land $13,843 Building $63,469 | $220,890 (-) Land $39,550 Building $181,340 |
| 2021 | $220,890 Land $39,550 Building $181,340 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 78% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MIDDLETOWN CITY PWS serves 51,229 people · EPA ID OH0901712 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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