Richland County property record for 408 Westridge Rd, Elgin, SC 29045
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,132 sqft · built 1983 |
| Lot Size | 0.353 acres (15,388 sqft) |
| Owner | Individual Name on File |
| Last Sale | $157,000 (Jun 2022) |
| Tax Bill | $1,773 (2025) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage Nov 2021 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25908-01-02 |
| Primary APN | 25908-01-02 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,132 sqft Heated Area |
| Gross Area | 1,495 sqft |
| 1st Floor Area | 1,132 sqft |
| Utility Area | 25 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Raised Ranch |
| Exterior Material | Wood |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 15,388 sqft (0.353 acres) |
| Porch | Slab |
| Porch Area | 50 sqft |
| Patio Area | 168 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Sewer | Connected |
| Water Source | Commercial |
| Account Number | 00872880 |
|---|---|
| Street Address | 408 WESTRIDGE RD |
| City | ELGIN |
| State | SC |
| Zip | 29045-8630 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-LD |
| Legal Description | LOT 26 BLK Y 84.9X149.8X85X150 #SU BRIARCLIFFE #PR Y-7425 54-7916 |
| Legal Subdivision | BRIARCLIFFE |
| Legal Block | Y |
| Legal Lot Number | 26 |
| Jurisdiction | RICHLAND SC |
| Township / Civil Division | PONTIAC |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 11425 |
408 Westridge Rd is owned and occupied by an individual who bought it in June 2022.
Source: Richland County records, as of July 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 408 WESTRIDGE RD, ELGIN, SC 29045-8630 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 2, 2022 | Warranty Deed, Transfer · FHA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU |
| Nov 17, 2021 | Warranty Deed, Transfer |
| Aug 26, 2020 | Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MTG SVCS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 2, 2022 · Amount on File |
| Deed Sale | Jun 2, 2022 · Amount on File |
| Prior Sale | Nov 17, 2021 · Amount on File |
| Deed Document Number | 202231676 |
| Deed Book / Page | 2750 / 705 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Jun 2, 2022 |
| Property Address | 408 WESTRIDGE RD, ELGIN, SC 29045-8630 |
| Document Number | 0027500705 |
| Book / Page | 2750 / 705 |
| Map Reference | MB Y PG 7425 |
| Instrument Date | May 27, 2022 |
| Instrument | 2022031676 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2024 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $408.20 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 408 WESTRIDGE RD, ELGIN, SC 29045-8630 |
| Document Number | 2022031677 |
|---|---|
| Date | Jun 2, 2022 |
| Instrument | 2022031677 |
| Name | PARAMOUNT RESIDENTIAL MORTGAGE GROU |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2052 |
| Document Number | 0027500721 |
|---|---|
| Date | Jun 2, 2022 |
| Book Page | 2750/721 |
| Instrument | 2022031678 |
| Name | PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC |
|---|---|
| Type | Mortgage Company |
| Address | 92797 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jun 1, 2032 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Nov 17, 2021 |
| Property Address | 408 WESTRIDGE RD, ELGIN, SC 29045-8630 |
| Document Number | 0026873233 |
| Book / Page | 2687 / 3233 |
| Map Reference | MB Y PG 7425 |
| Instrument Date | Nov 15, 2021 |
| Instrument | 2021076410 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2024 |
| Amount | Amount on Record |
|---|---|
| Tax | $555.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2150 E GERMANN RD, CHANDLER, AZ 85286-1661 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 408 WESTRIDGE RD, ELGIN, SC 29045-8630 |
| Document Number | 2535/2945 |
| Instrument Date | Aug 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 408 WESTRIDGE RD ELGIN SC 290458630, ELGIN, SC 29045-8630 |
| Document Number | 2535/2945 |
|---|---|
| Date | Oct 3, 2020 |
| Book Page | 002535/002945 |
| Instrument | 52415 |
| Name | CARRINGTON MTG SVCS |
|---|---|
| Address | ANAHEIM, CA 92806 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 2, 2050 |
The 2025 property tax bill for 408 Westridge Rd was $1,773.
Source: Richland County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Unified School District | Richland School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,773.00 | $167,100 Land $30,000 Building $137,100 | $167,100 Land $30,000 Building $137,100 |
| 2023 | $1,652.00 | $6,000 | $150,000 |
| 2021 | $1,004.00 | $3,250 | $87,400 Land $20,300 Building $67,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 408 Westridge Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 408 Westridge Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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