Richland County property record for 405 Westridge Rd, Elgin, SC 29045
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,232 sqft · built 1980 |
| Lot Size | 0.272 acres (11,879 sqft) |
| Owner | Individual Name on File |
| Last Sale | $170,000 (Aug 2023) |
| Tax Bill | $1,798 (2025) |
| Deeds & Mortgages | Aug 2023 Sale & Mortgage Feb 2023 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26005-03-28 |
| Primary APN | 26005-03-28 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,232 sqft Heated Area |
| Gross Area | 1,456 sqft |
| 1st Floor Area | 1,232 sqft |
| Utility Area | 40 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Raised Ranch |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,879 sqft (0.272 acres) |
| Porch | Slab |
| Porch Area | 64 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Sewer | Connected |
| Water Source | Commercial |
| Account Number | 00875681 |
|---|---|
| Street Address | 405 WESTRIDGE RD |
| City | ELGIN |
| State | SC |
| Zip | 29045-8628 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-LD |
| Legal Description | LOT 28 BLK MM 80X150X80X150 #SU BRIARCLIFFE ESTATES #PR Y-2782A |
| Legal Subdivision | BRIARCLIFFE |
| Legal Block | MM |
| Legal Lot Number | 28 |
| Jurisdiction | RICHLAND SC |
| Township / Civil Division | PONTIAC |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 11424 |
405 Westridge Rd is owned by an individual who bought it in August 2023.
Source: Richland County records, as of July 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 7, 2023 | Deed, Transfer · FHA Mortgage AMERIS BANK |
| Feb 10, 2023 | Deed of Distribution, Transfer |
| Aug 28, 2017 | Grant Deed, Transfer · Conventional Mortgage PRIME LNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 7, 2023 · Amount on File |
| Deed Sale | Aug 7, 2023 · Amount on File |
| Prior Sale | Aug 28, 2017 · Amount on File |
| Deed Document Number | 202333648 |
| Deed Book / Page | 2856 / 1143 |
| Prior Transfer Date | Jan 10, 1999 |
| Prior Transfer Doc | 0000012677 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Aug 7, 2023 |
| Property Address | 405 WESTRIDGE RD, ELGIN, SC 29045-8628 |
| Document Number | 0028561143 |
| Book / Page | 2856 / 1143 |
| Map Reference | MB Y PG 7425 |
| Instrument Date | Aug 3, 2023 |
| Instrument | 2023033648 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2024 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $442.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 405 WESTRIDGE RD, ELGIN, SC 29045-8628 |
| Document Number | 2023033649 |
|---|---|
| Date | Aug 7, 2023 |
| Instrument | 2023033649 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Number | 0028561159 |
|---|---|
| Date | Aug 7, 2023 |
| Book Page | 2856/1159 |
| Instrument | 2023033650 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Address | MARIETTA, GA 30067 |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Distribution |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Feb 10, 2023 |
| Property Address | 405 WESTRIDGE RD, ELGIN, SC 29045-8628 |
| Document Number | 0028142488 |
| Book / Page | 2814 / 2488 |
| Map Reference | MB Y PG 2782A |
| Instrument Date | Feb 10, 2023 |
| Instrument | 2023005760 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 337 HAY HILL CT, ELGIN, SC 29045-8240 |
| Investor | Possibly a Property Investor |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Aug 28, 2017 |
| Property Address | 405 WESTRIDGE RD, ELGIN, SC 29045-8628 |
| Document Number | 2239/2287 |
| Book / Page | 002239 / 002287 |
| Instrument Date | Aug 25, 2017 |
| Instrument | 64095 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $333.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 405 WESTRIDGE RD ELGIN SC 290458628, ELGIN, SC 29045-8628 |
| Document Number | 2239/2291 |
|---|---|
| Date | Aug 28, 2017 |
| Book Page | 002239/002291 |
| Instrument | 64096 |
| Name | PRIME LNDG |
|---|---|
| Address | DALLAS, TX 75222 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 27, 2047 |
The 2025 property tax bill for 405 Westridge Rd was $1,798.
Source: Richland County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Unified School District | Richland School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,798.00 | $170,000 (-) Land $30,000 Building $140,000 | $170,000 (-) Land $30,000 Building $140,000 |
| 2024 | $170,000 (+5,245.91%) Land $30,000 Building $140,000 | $170,000 (+113.84%) Land $30,000 Building $140,000 | |
| 2023 | $1,018.00 | $3,180 | $79,500 |
| 2021 | $570.00 | $3,180 | $85,500 Land $20,300 Building $65,200 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 405 Westridge Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2015 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 405 Westridge Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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