408 Walnut Ave, Elgin, IL 60123 Property Records

Kane County property record for 408 Walnut Ave, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,036 sqft · built 1900
Lot Size	0.18 acres (7,843 sqft)
Owner	Individual Name on File
Last Sale	$76,666 (Oct 1997)
Tax Bill	$5,452 (2025)
Deeds & Mortgages	May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-23-204-011`

Property Details

APN / Parcel Number

Primary APN	`06-23-204-011`

Interior

Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,036 sqft Living Area
Gross Area	3,220 sqft
Basement Area	1,184 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Frame
Lot Area	7,843 sqft (0.18 acres)

Location & Zoning

Street Address	408 WALNUT AVE
City	ELGIN
State	IL
Zip	60123-7514
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LORDS 2ND ADDN LOT 2 BLOCK 7
Legal Subdivision	LORDS 2ND ADDN
Legal Block	7
Legal Lot Number	2
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1016
Census Tract	851600

Owner

Source: Kane County records · APN 06-23-204-011

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	408 WALNUT AVE, ELGIN, IL 60123-7514
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 31, 1997 · Amount on Record
Deed Sale	Oct 31, 1997 · Amount on Record
Deed Document Number	199774875
Last Transfer Date	Jan 10, 2001
Transfer Doc	0000060411
Record Updated	Sep 20, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	408 WALNUT AVE, ELGIN, IL 60123-7514
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025107
Date	May 17, 2017
Instrument	2017K025107

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	479 Months
Due	Apr 21, 2057

Interest

Rate Type	Adjustable Rate
Rate	4%
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,452.00 (+25.59%) Homeowner's exemption	$79,467 (+8.57%) Land $18,126 Building $61,341	$238,496 (+8.57%) Land $54,400 Building $184,097
2024		$73,194 (+30.55%) Land $16,695 Building $56,499	$219,670 (+30.61%) Land $50,105 Building $169,565
2022	$4,341.00 (+4.83%) Homeowner's exemption	$56,064 (+6.96%) Land $13,753 Building $42,311	$168,192 (+6.96%) Land $41,259 Building $126,933
2021	$4,141.00 Homeowner's exemption	$52,416 Land $12,858 Building $39,558	$157,248 Land $38,574 Building $118,674

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), as of October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Radiate Holdings Cable	1,500 / 50
T-Mobile USA Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Opiquad, Verizon.

Based on FCC filings for 440 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system IL0894380, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ELGIN serves 114,797 people
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.