400 Walnut Ave, Elgin, IL 60123 Property Records

Kane County property record for 400 Walnut Ave, Elgin, IL 60123 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 1903
Square Footage2,109 sqft Living Area
Lot Size7,843 sqft (0.18 acres)
OccupancyOwner Occupied
Last Sale$206,500 (2004)
Tax Bill$6,676.00 (2025)

Property Details

APN / Parcel Number

Primary APN06-23-204-012

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Building Area2,109 sqft Living Area
Gross Area3,169 sqft Gross Area
Basement Area1,060 sqft Basement
Stories2 Stories

Exterior

Year BuiltBuilt 1903
Effective Year BuiltEffective 1903
Exterior MaterialStucco Exterior
Construction TypeFrame Construction
Lot Area7,843 sqft (0.18 acres)
Depth X Width132 ft x 59 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeDetached Garage

Utilities and HVAC

Cooling SystemWall Unit Cooling
Water SourceCommercial Water Source

Location & Zoning

Street Address400 WALNUT AVE
CityELGIN
StateIL
Zip60123-7514
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLORDS 2ND ADDN LOT 1 BLOCK 7
Legal SubdivisionLORDS 2ND ADDN
Legal Block7
Legal Lot Number1
JurisdictionKANE IL
Minor Civil DivisionELGIN
Census Blockgroup1
Census Block1016
Census Tract851600

Owner

Source: Kane County records · APN 06-23-204-012

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address400 WALNUT AVE, ELGIN, IL 60123-7514
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 14, 2004 · Amount on Record
Deed SaleJul 14, 2004 · Amount on Record
Deed Doc Number200493747
Record RefreshedSep 20, 2026

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateMar 25, 2019
Property Address400 WALNUT AVE, ELGIN, IL 60123-7514
Document Number0000011266
Instrument DateMar 18, 2019
Instrument2019K011266
Transaction TypeTransfer
Record UpdatedJul 27, 2021
Title CompanyATTORNEYS TTL GUARANTY FUND

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address400 WALNUT AVE, ELGIN, IL 60123-7514

Mortgage

Document Number0000011268
DateMar 25, 2019
Instrument2019K011268
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2049
Interest
Rate TypeFixed Rate
Rate5.62%

Mortgage

Document Number0000011267
DateMar 25, 2019
Instrument2019K011267
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2049
Interest
Rate TypeFixed Rate
Rate5.62%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$6,676.00 (+15.84%) Homeowner's exemption
2024$87,973 (+21.39%) Land $16,695 Building $71,278$264,025 (+21.44%) Land $50,105 Building $213,920
2022$5,763.00 (+4.61%) Homeowner's exemption$72,469 (+6.96%) Land $13,753 Building $58,716$217,407 (+6.96%) Land $41,259 Building $176,148
2021$5,509.00 Homeowner's exemption$67,753 Land $12,858 Building $54,895$203,259 Land $38,574 Building $164,685

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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