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408 W Wisconsin Ave, Gilbert, MN 55741 Property Records

St. Louis County property record for 408 W Wisconsin Ave, Gilbert, MN 55741

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 797 sqft · built 1918
Lot Size0.082 acres (3,599 sqft)
Owner2 Individual Names on File
Last Sale$27,000 (Oct 2019)
Tax Bill$1,304 (2026)
Deeds & MortgagesOct 2019 Sale
Jun 2019 Loan Modification
Flood ZoneZone X (minimal risk)
APN060-0010-05420

Property Details

APN / Parcel Number

Primary APN060-0010-05420
Alternative APN
  • 1078205

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms3 Rooms
Stories1 Story
Building Area797 sqft Gross Area
1st Floor Area557 sqft

Exterior

Year BuiltBuilt 1918
Effective Year BuiltEffective 1918
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area3,599 sqft (0.082 acres)
Garage Area384 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelGas

Location & Zoning

Account Number1078205
Street Address408 W WISCONSIN AVE
CityGILBERT
StateMN
Zip55741-5034
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT: 0014 BLOCK:026 SERIAL #
Legal SubdivisionGILBERT
Legal Block26
Legal Lot Number14
JurisdictionST LOUIS MN
Township / Civil DivisionGILBERT
Census Block Group2
Census Block2012
Census Tract13500

Owner

408 W Wisconsin Ave is owned by two individuals who bought it in October 2019.

Source: St. Louis County records, as of August 17, 2026

Owner of Record2 Individual Names on File
Mailing AddressPO BOX 473, GILBERT, MN 55741-0473
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 1, 2019Warranty Deed, Transfer
NORTHEAST TITLE COMPANY, NORTHEAST TITLE CO
Jun 6, 2019Loan Modification, Mortgage
AMERICAN BK/THE NORTH

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 1, 2019 · Amount on File
Deed SaleOct 1, 2019 · Amount on File
Prior SaleJan 5, 2005 · Amount on File
Deed Document Number20191364443
Record UpdatedSep 20, 2026

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateOct 1, 2019
Property Address408 W WISCONSIN AVE, GILBERT, MN 55741-5034
Document Number00A1364443
Instrument DateSep 23, 2019
InstrumentA1364443
Transaction TypeTransfer
Record UpdatedDec 10, 2019
Title CompanyNORTHEAST TITLE COMPANY, NORTHEAST TITLE CO

Transaction

AmountAmount on Record
Tax$89.10
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
AddressPO BOX 493 GILBERT MN 557410493, GILBERT, MN 55741-0493

June 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionST LOUIS MN
Property Address408 W WISCONSIN AVE, GILBERT, MN 55741-5034
Document Number00A1356878
Instrument DateJun 6, 2019
Transaction TypeMortgage
Record UpdatedJul 2, 2019
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address6419 LONG LAKE RD MAKINEN MN 557638109, MAKINEN, MN 55763-8109

Mortgage

Document Number00A1356878
DateJun 18, 2019
InstrumentA1356878
Lender
NameAMERICAN BK/THE NORTH
TypeBank
AddressMOUNTAIN IRON, MN 55768
Agreement
Term60 Months
DueJun 17, 2024
Interest
Rate6.7%

Tax Assessment & Valuation

The 2026 property tax bill for 408 W Wisconsin Ave was $1,304, up 7.4% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityGilbert City
Unified School DistrictRock Ridge Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,304.00 (+7.41%)
2025$1,214.00 (+31.1%)$69,800 (+19.73%) Land $4,900 Building $64,900$69,800 (+19.73%) Land $4,900 Building $64,900
2024$926.00$58,300 Land $4,500 Building $53,800$58,300 Land $4,500 Building $53,800
2022$55,900 Land $3,400 Building $52,500$55,900 Land $3,400 Building $52,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 408 W Wisconsin Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 408 W Wisconsin Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGilbert
serves 1,829 people · EPA ID MN1690020
Water SourceGroundwater
Last State InspectionNov 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable		1,000 / 50

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