404 W Wisconsin Ave, Gilbert, MN 55741 Property Records

St. Louis County property record for 404 W Wisconsin Ave, Gilbert, MN 55741

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,424 sqft · built 1903
Lot Size0.247 acres (10,797 sqft)
OwnerIndividual Name on File
Last Sale$90,000 (Aug 2022)
Tax Bill$990 (2026)
Deeds & MortgagesAug 2022 Transfer
Aug 2022 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN060-0010-05390

Property Details

APN / Parcel Number

Primary APN060-0010-05390
Alternative APNs
  • 1135428
  • 911641

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms3 Rooms
Stories1 Story
Building Area1,424 sqft Gross Area
1st Floor Area1,128 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1903
Effective Year BuiltEffective 1903
Exterior MaterialWood
Construction TypeFrame
Lot Area10,797 sqft (0.247 acres)
Garage Area1,008 sqft

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
PorchSlab
Porch Area40 sqft
Patio Area844 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelGas

Location & Zoning

Account Number1135428
Street Address404 W WISCONSIN AVE
CityGILBERT
StateMN
Zip55741-5034
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS 11, 12 AND 13, BLOCK 26 SERIAL #
Legal SubdivisionGILBERT
Legal Block26
Legal Lot Number11-12
JurisdictionST LOUIS MN
Township / Civil DivisionGILBERT
Census Block Group2
Census Block2012
Census Tract13500

Owner

404 W Wisconsin Ave is owned and occupied by an individual who bought it in August 2022.

Source: St. Louis County records, as of August 17, 2026

Owner of RecordIndividual Name on File
Mailing Address404 W WISCONSIN AVE, GILBERT, MN 55741-5034
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 19, 2022Affidavit of Death of Joint Tenant, Transfer
MG AMERICAN TITLE COMPANY INC, ALL AMERICAN TITLE CO INC
Aug 19, 2022Affidavit of Death of Joint Tenant, Transfer
ALL AMERICAN TITLE CO INC
Aug 19, 2022Deed, Transfer · Conventional Mortgage
NORTHRIDGE COMMUNITY CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 19, 2022 · Amount on File
Deed SaleAug 19, 2022 · Amount on File
Deed Document Number20221450134
Prior Transfer DateDec 29, 2010
Prior Transfer Doc0000052328
Record UpdatedSep 20, 2026

August 2022: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionST LOUIS MN
Recording DateAug 19, 2022
Property Address404 W WISCONSIN AVE, GILBERT, MN 55741-5034
Document Number0001450132
Instrument DateAug 15, 2022
Instrument1450132
Transaction TypeTransfer
Record UpdatedSep 19, 2022
Title CompanyMG AMERICAN TITLE COMPANY INC, ALL AMERICAN TITLE CO INC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Transfer to Owner's Trust

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address404 W WISCONSIN AVE, GILBERT, MN 55741-5034

August 2022: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionST LOUIS MN
Recording DateAug 19, 2022
Property Address404 W WISCONSIN AVE, GILBERT, MN 55741-5034
Document Number0001450131
Instrument DateAug 15, 2022
Instrument1450131
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyALL AMERICAN TITLE CO INC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address404 W WISCONSIN AVE, GILBERT, MN 55741-5034
Mail Care OfHOLLY M SKUBIC

August 2022: Deed, Transfer

Document TypeDeed
JurisdictionST LOUIS MN
Recording DateAug 19, 2022
Property Address404 W WISCONSIN AVE, GILBERT, MN 55741-5034
Document Number0001450134
Instrument DateAug 15, 2022
Instrument1450134
Transaction TypeTransfer
Record UpdatedSep 19, 2022
Title CompanyMG AMERICAN TITLE COMPANY INC, ALL AMERICAN TITLE CO INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$297.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address404 W WISCONSIN AVE, GILBERT, MN 55741-5034

Mortgage

Document Number0001450135
DateAug 19, 2022
Instrument1450135
Lender
NameNORTHRIDGE COMMUNITY CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 404 W Wisconsin Ave was $990 with a homeowner's exemption, up 28.6% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityGilbert City
Unified School DistrictRock Ridge Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$990.00 (+28.57%) Homeowner's exemption
2025$770.00 (+1.85%) Homeowner's exemption$115,900 (+19.12%) Land $14,100 Building $101,800$115,900 (+19.12%) Land $14,100 Building $101,800
2024$756.00$97,300 Land $13,000 Building $84,300$97,300 Land $13,000 Building $84,300
2022$86,800 Land $9,900 Building $76,900$86,800 Land $9,900 Building $76,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 404 W Wisconsin Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 404 W Wisconsin Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGilbert
serves 1,829 people · EPA ID MN1690020
Water SourceGroundwater
Last State InspectionNov 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

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