408 W Socrum Loop Rd, Lakeland, FL 33809 Property Records

Polk County property record for 408 W Socrum Loop Rd, Lakeland, FL 33809

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,459 sqft · built 2021
Lot Size	2.93 acres (128,045 sqft)
Owner	2 Individual Names on File
Last Sale	$80,000 (Aug 2020)
Tax Bill	$5,484 (2025)
Deeds & Mortgages	Aug 2020 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`23-27-12-000000-014040`

Property Details

APN / Parcel Number

Primary APN	`23-27-12-000000-014040`
Alternative APNs	`122723000000014040` `22723000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,459 sqft Living Area
Gross Area	2,879 sqft
1st Floor Area	2,459 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	128,045 sqft
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	420 sqft
Pool Type	Enclosed Pool
Porch	Finished/Open Porch
Porch Area	467 sqft

Location & Zoning

Street Address	408 W SOCRUM LOOP RD
City	LAKELAND
State	FL
Zip	33809-2229
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG NE COR OF SW1/4 OF NE1/4 RUN S89-47-49W ALONG S R/W LINE W SOCRUM LOOP RD 400.54 FT S00-16-04E 324.51 FT S89-50-44E 401.04 FT N00-16-04W 327.01 FT TO POB
Legal Range	23E
Legal Township	27S
Legal Section	12
Legal Subdivision	BRENTWOOD LANE
Legal Block	2
Jurisdiction	POLK FL
Township / Civil Division	LAKELAND
Census Block Group	2
Census Block	2000
Census Tract	12203

Owner

408 W Socrum Loop Rd is owned and occupied by two individuals who bought it in August 2020.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	408 W SOCRUM LOOP RD, LAKELAND, FL 33809-2229
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2020 · Amount on File
Deed Sale	Aug 26, 2020 · Amount on File
Deed Document Number	2020175460
Deed Book / Page	11350 / 1989
Record Updated	Oct 29, 2026

August 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Aug 26, 2020
Property Address	408 W SOCRUM LOOP RD, LAKELAND, FL 33809-2229
Document Number	0113501989
Book / Page	011350 / 001989
Instrument Date	Aug 24, 2020
Instrument	175460
Transaction Type	Construction Loan
Record Updated	Sep 16, 2020
Title Company	INSURED R/E TITLE SERVICES, INSURED R/E TITLE SVCS

Transaction

Amount	Amount on Record
Tax	$560.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2607 BRIDLE DR PLANT CITY FL 335666744, PLANT CITY, FL 33566-6744

Mortgage

Document Number	113501990
Date	Aug 26, 2020
Book Page	011350/001990
Instrument	175461

Lender

Name	BANK OF CTRL FL
Type	Bank
Address	LAKELAND, FL 33813

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 408 W Socrum Loop Rd was $5,484 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$476,949 (+2.7%)	$564,068 (-5.83%) Land $25,133 Building $538,935
2025	$5,484.00 Homeowner's exemption	$464,410	$599,003 Land $25,133 Building $573,870
2023	$5,282.00 (-14.1%) Homeowner's exemption	$406,196 (-5.42%)	$481,985 (+12.22%) Land $24,339 Building $457,646
2022	$6,149.00	$429,489 Land $20,371 Building $409,118	$429,489 Land $20,371 Building $409,118

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 408 W Socrum Loop Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	4 (2024)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 408 W Socrum Loop Rd is moderate, ranking above 62% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 62% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30