Polk County property record for 234 W Socrum Loop Rd, Lakeland, FL 33809
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,806 sqft · built 1973 |
| Lot Size | 1.05 acres (46,108 sqft) |
| Owner | 2 Individuals on Record |
| Tax Bill | $750 (2025) |
| Deeds & Mortgages | Mar 2023 Transfer Nov 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-27-12-000000-012170 |
| Primary APN | 23-27-12-000000-012170 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,806 sqft Living Area |
| Gross Area | 2,206 sqft |
| 1st Floor Area | 1,806 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 46,108 sqft |
| Lot Dimensions | 307 ft deep x 150 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Pool Area | 648 sqft |
|---|---|
| Porch | Unfinished Open Porch |
| Porch Area | 224 sqft |
| Patio Area | 575 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|
| Street Address | 234 W SOCRUM LOOP RD |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33809-5244 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RE2 |
| Legal Description | BEG 17.4 FT S OF NW COR OF SE1/4 OF NE1/4 RUN E 173.13 FT FOR POB CONT E 150 FT S 307.5 FT W 150 FT N 307.5 FT TO POB |
| Legal Range | 23E |
| Legal Township | 27S |
| Legal Section | 12 |
| Legal Subdivision | BRENTWOOD LANE |
| Legal Tract | 000000 |
| Legal Block | 2 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKELAND |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 12203 |
Source: Polk County assessment roll, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individuals on Record |
|---|---|
| Mailing Address | 234 W SOCRUM LOOP RD, LAKELAND, FL 33809-5244 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Mar 21, 2023 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Nov 27, 2019 | Deed of Trust, Mortgage · Line of Credit RAILROAD & IND'L CU |
| Apr 30, 2019 | Deed of Trust, Mortgage · Line of Credit RAILROAD & IND'L FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Mar 14, 2023 |
| Transfer Doc | 0000065069 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Mar 21, 2023 |
| Property Address | 234 W SOCRUM LOOP RD, LAKELAND, FL 33809-5244 |
| Document Number | 0000065069 |
| Book / Page | 12622 / 1969 |
| Instrument Date | Mar 14, 2023 |
| Instrument | 2023065069 |
| Transaction Type | Transfer |
| Record Updated | Apr 7, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 234 W SOCRUM LOOP RD, LAKELAND, FL 33809-5244 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 109 PADGETT PL S, LAKELAND, FL 33809-4128 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 234 W SOCRUM LOOP RD, LAKELAND, FL 33809-5244 |
| Document Number | 0110760358 |
| Instrument Date | Nov 27, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 6, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 234 W SOCRUM LOOP RD LAKELAND FL 338095244, LAKELAND, FL 33809-5244 |
| Document Number | 0110760358 |
|---|---|
| Date | Dec 16, 2019 |
| Book Page | 011076/000358 |
| Instrument | 266277 |
| Name | RAILROAD & IND'L CU |
|---|---|
| Address | TAMPA, FL 33619 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 15, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 234 W SOCRUM LOOP RD, LAKELAND, FL 33809-5244 |
| Document Number | 0108481410 |
| Instrument Date | Apr 30, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 5, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 234 W SOCRUM LOOP RD LAKELAND FL 338095244, LAKELAND, FL 33809-5244 |
| Document Number | 0108481410 |
|---|---|
| Date | May 21, 2019 |
| Book Page | 010848/001410 |
| Instrument | 104463 |
| Name | RAILROAD & IND'L FCU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33619 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 20, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: Polk County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $750.00 (-36.49%) Homeowner's exemption | $103,269 (+5.99%) | $372,562 (+15.18%) Land $23,490 Building $349,072 |
| 2023 | $1,181.00 (-0.08%) Homeowner's exemption | $97,436 (+3%) | $323,449 (+9.49%) Land $22,620 Building $300,829 |
| 2022 | $1,182.00 Homeowner's exemption | $94,598 | $295,415 Land $19,140 Building $276,275 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 4 (2024) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · lower than 62% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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