McCook County property record for 408 W Elder St, Montrose, SD 57048
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 2,763 sqft · built 1993 |
| Lot Size | 0.61 acres (26,572 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,321 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 19.11.1004 |
| Primary APN | 19.11.1004 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,763 sqft Finished Area |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Mobile Home |
| Lot Area | 26,572 sqft (0.61 acres) |
| Lot Dimensions | 180 ft deep x 148 ft wide |
| Garage Type | Detached |
| Garage Area | 717 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 48 sqft |
| Quonset Hut | 375 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 407 W ELDER ST |
|---|---|
| City | MONTROSE |
| State | SD |
| Zip | 57048-2006 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | W19' OF LOT 3 & ALL OF LOTS 4,5 & 6 BLK 10 FULLER'S 1ST ADD(MH) |
| Legal Subdivision | FULLERS 1ST ADD |
| Legal Block | 10 |
| Legal Lot Number | 3-6 |
| Jurisdiction | MCCOOK SD |
| Township / Civil Division | MONTROSE |
| Census Block Group | 1 |
| Census Block | 1086 |
| Census Tract | 964600 |
408 W Elder St, a mobile home, is owned and occupied by an individual.
Source: McCook County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 407 W ELDER ST, MONTROSE, SD 57048-2006 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 408 W Elder St was $2,321.
Source: McCook County assessment roll, as of October 2, 2026
| Type | Name |
|---|---|
| State | South Dakota |
| County | McCook County |
| Municipality | Montrose City |
| Unified School District | Montrose School District 43-2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,321.00 | $109,518 Land $26,418 Building $83,100 | $109,518 Land $26,418 Building $83,100 |
| 2023 | $83,618 Land $26,418 Building $57,200 | $83,618 Land $26,418 Building $57,200 | |
| 2022 | $1,505.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 408 W Elder St in Zone X, an area of minimal flood risk, though there have been 21 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective March 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 21 (1997–2024) |
| Claims Outside the SFHA | 8 of 21 |
| Most Recent Claim | Jun 2024 · Severe Storms, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 408 W Elder St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 91% of South Dakota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTROSE serves 468 people · EPA ID SD4600217 |
|---|---|
| Water Source | Purchased groundwater from KINGBROOK III RURAL WATER SYSTEM |
| Last State Inspection | Feb 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | No certified operator Feb 2018 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Golden West Telecommunications Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures