302 W Elder St, Montrose, SD 57048 Property Records

McCook County property record for 302 W Elder St, Montrose, SD 57048

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,285 sqft · built 1900
Lot Size0.7 acres (30,492 sqft)
Owner2 Individual Names on Record
Tax Bill$1,333 (2026)
Flood ZoneZone X (minimal risk)
APN19.42.0101

Property Details

APN / Parcel Number

Primary APN19.42.0101

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,093 sqft Living Area
Gross Area1,477 sqft
1st Floor Area1,093 sqft
Basement Area384 sqft
Unfinished Basement384 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Exterior MaterialWood
Roof MaterialComposition Shingle
Lot Area30,492 sqft (0.7 acres)
Lot Dimensions197 ft deep x 144 ft wide
Garage TypeDetached
Garage Area336 sqft
Parking Spaces1 Parking Space
PorchEnclosed Porch

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address302 W ELDER ST
CityMONTROSE
StateSD
Zip57048-2089
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 1 M & R PRZYMUS' FIRST ADD
Legal SubdivisionFIRST ADD
Legal Lot Number1
JurisdictionMCCOOK SD
Township / Civil DivisionMONTROSE
Census Block Group1
Census Block1085
Census Tract964600

Owner

Source: McCook County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 132, MONTROSE, SD 57048-0132
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: McCook County assessment roll, as of October 2, 2026

Property Jurisdictions

TypeName
StateSouth Dakota
CountyMcCook County
MunicipalityMontrose City
Unified School DistrictMontrose School District 43-2 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,333.00 (+24.7%)$82,749 (+50.45%) Land $25,949 Building $56,800$82,749 (+50.45%) Land $25,949 Building $56,800
2023$55,000 Land $16,000 Building $39,000$55,000 Land $16,000 Building $39,000
2022$1,069.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims21 (1997–2024)
Claims Outside the SFHA8 of 21
Most Recent ClaimJun 2024 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Jun 2024 · 5 claims
  • Severe Storms, Tornadoes, And Flooding, Sep 2019 · 8 claims
  • Flooding, Mar 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 89% of South Dakota
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONTROSE
serves 468 people · EPA ID SD4600217
Water SourcePurchased groundwater from KINGBROOK III RURAL WATER SYSTEM
Last State InspectionFeb 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNo certified operator
Feb 2018
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Golden West Telecommunications
Fiber · Cable in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on W Elder St

Nearby Streets

Search Property Records by Address or Parcel Number