408 W 2nd St, Atkinson, IL 61235 Property Records

Henry County property record for 408 W 2nd St, Atkinson, IL 61235

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,152 sqft · built 1977
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on Record
Last Sale	$158,000 (Nov 2022)
Tax Bill	$4,623 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-34-177-020`

Property Details

APN / Parcel Number

Primary APN	`09-34-177-020`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,152 sqft Living Area
1st Floor Area	1,152 sqft
Basement Area	576 sqft
Finished Basement	1,104 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Split Level
Construction Type	Frame
Lot Area	10,890 sqft (0.25 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	408 W 2ND ST
City	ATKINSON
State	IL
Zip	61235-9702
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 21 MEADOW ESTATES 1 TOWN OF ATKINSON
Legal Subdivision	MEADOW ESTATES
Legal Block	177
Legal Lot Number	21
Jurisdiction	HENRY IL
Township / Civil Division	ATKINSON
Census Block Group	3
Census Block	3019
Census Tract	30400

Owner

Source: Henry County records, as of June 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	408 W 2ND ST, ATKINSON, IL 61235-9702
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2022	Warranty Deed, Transfer · Conventional Mortgage GREENSTATE CU
Oct 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage GREENSTATE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 4, 2022 · Amount on Record
Deed Sale	Nov 4, 2022 · Amount on Record
Prior Sale	May 15, 2009 · Amount on Record
Deed Document Number	20226489
Record Updated	Sep 20, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENRY IL
Recording Date	Nov 4, 2022
Property Address	408 W 2ND ST, ATKINSON, IL 61235-9702
Document Number	0000006489
Instrument Date	Oct 20, 2022
Instrument	20-2206489
Transaction Type	Transfer
Record Updated	Nov 17, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$158.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	408 W 2ND ST, ATKINSON, IL 61235-9702

Mortgage

Document Number	0000006490
Date	Nov 4, 2022
Instrument	20-2206490

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2052

Interest

Rate Type	Fixed Rate
Rate	6.37%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY IL
Property Address	408 W 2ND ST, ATKINSON, IL 61235-9702
Document Number	0000005582
Instrument Date	Oct 21, 2019
Transaction Type	Mortgage
Record Updated	Nov 27, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 W 2ND ST ATKINSON IL 612359702, ATKINSON, IL 61235-9702

Mortgage

Document Number	0000005582
Date	Oct 29, 2019
Instrument	5582

Lender

Name	GREENSTATE CU
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 28, 2034

Interest

Rate Type	Fixed Rate
Rate	3.12%

Tax Assessment & Valuation

Source: Henry County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Atkinson Town
County	Henry County
County Subdivision	Atkinson Township
Unified School District	Geneseo Community Unit School District 228 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,623.00 (+31.67%)	$65,472 (+23.26%) Land $5,823 Building $59,649	$196,416 (+23.26%) Land $17,469 Building $178,947
2022		$53,119 Land $4,725 Building $48,394	$159,357 Land $14,175 Building $145,182
2021	$3,511.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATKINSON serves 955 people · EPA ID IL0730200
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Henry County Telephone Company Fiber · Fixed Wireless	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on W 2nd St

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