405 W 2nd St, Atkinson, IL 61235 Property Records

Henry County property record for 405 W 2nd St, Atkinson, IL 61235

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,292 sqft · built 1970
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$202,000 (Mar 2025)
Tax Bill	$4,636 (2025)
Deeds & Mortgages	Mar 2024 Foreclosure Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-34-181-007`

Property Details

APN / Parcel Number

Primary APN	`09-34-181-007`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,292 sqft Living Area
1st Floor Area	1,292 sqft
Basement Area	672 sqft
Finished Basement	1,244 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Split Level
Construction Type	Frame
Foundation Type	Block
Lot Area	10,890 sqft (0.25 acres)
Garage Area	416 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	405 W 2ND ST
City	ATKINSON
State	IL
Zip	61235-7774
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 38 PUENTES ADD TOWN OF ATKINSON
Legal Subdivision	PUENTES ADD
Legal Block	181
Legal Lot Number	38
Jurisdiction	HENRY IL
Township / Civil Division	ATKINSON
Census Block Group	3
Census Block	3047
Census Tract	30400

Owner

405 W 2nd St is owned and occupied by an individual who bought it in March 2025.

Source: Henry County records, as of June 19, 2026

Owner of Record	Individual Name on File
Mailing Address	405 W 2ND ST, ATKINSON, IL 61235-7774
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2024	Sheriff's Deed, Foreclosure ATTORNEY ONLY, ATTORNEY
Apr 25, 2019	Warranty Deed, Transfer · Conventional Mortgage BNC NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 26, 2025 · Amount on File
Deed Sale	Mar 26, 2025 · Amount on File
Prior Sale	Apr 25, 2019 · Amount on File
Deed Document Number	20251377
Record Updated	Oct 29, 2026

March 2024: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	HENRY IL
Recording Date	Mar 6, 2024
Property Address	405 W 2ND ST, ATKINSON, IL 61235-7774
Document Number	0000000958
Map Reference	DOPC 67R1702
Instrument Date	Feb 14, 2024
Instrument	20-2400958
Transaction Type	Foreclosure
Record Updated	Mar 20, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 153, ANNAWAN, IL 61234-0153

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENRY IL
Recording Date	Apr 25, 2019
Property Address	405 W 2ND ST, ATKINSON, IL 61235-7774
Document Number	0000001893
Map Reference	DOC 67R1702
Instrument Date	Apr 11, 2019
Instrument	20-1901893
Transaction Type	Transfer
Record Updated	Jun 15, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$204.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 W 2ND ST, ATKINSON, IL 61235-7774

Mortgage

Document Number	0000001894
Date	Apr 25, 2019
Instrument	20-1901894

Lender

Name	BNC NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

Interest

Rate Type	Fixed Rate
Rate	4.5%

Tax Assessment & Valuation

The 2025 property tax bill for 405 W 2nd St was $4,636.

Source: Henry County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Atkinson Town
County	Henry County
County Subdivision	Atkinson Township
Unified School District	Geneseo Community Unit School District 228 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,636.00	$59,639 Land $5,039 Building $54,600	$178,917 Land $15,117 Building $163,800
2022		$48,386 Land $4,088 Building $44,298	$145,158 Land $12,264 Building $132,894
2021	$3,154.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 405 W 2nd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 2, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 405 W 2nd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATKINSON serves 955 people · EPA ID IL0730200
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Henry County Telephone Company Fiber · Fixed Wireless	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on W 2nd St

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