408 W 18th St, Covington, KY 41014 Property Records

Kenton County property record for 408 W 18th St, Covington, KY 41014

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,344 sqft · built 1933
Lot Size	0.068 acres (2,999 sqft)
Owner	Company Name on File
Last Sale	$15,000 (Feb 2022)
Tax Bill	$3,096 (2025)
Deeds & Mortgages	Feb 2022 Transfer Feb 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`055-12-09-025.00`

Property Details

APN / Parcel Number

Primary APN	`055-12-09-025.00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,344 sqft Finished Area
Gross Area	1,463 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1933
Effective Year Built	Effective 1933
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	2,999 sqft (0.068 acres)
Lot Dimensions	60.1 ft deep x 49.9 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	408 W 18TH ST
City	COVINGTON
State	KY
Zip	41014-1010
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EUCLID PT LOTS 25-26 49.9'X 60.1' IRREG
Legal Subdivision	EUCLID AVE
Legal Lot Number	25,26
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	4
Census Block	4012
Census Tract	65000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Peaselburg Neighborhood Historic District listed 2017 · 544 contributing resources · NRIS 16000501

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

408 W 18th St is owned by a company that bought it in February 2022.

Source: Kenton County records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	3500 PARK CENTER DR, 100, DAYTON, OH 45414-2680
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2022	Affidavit of Death of Joint Tenant, Transfer
Feb 9, 2022	Warranty Deed, Transfer TOTAL TITLE SERVICES INC, TOTAL TITLE SERVICES
Dec 26, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Oct 23, 2018	Deed of Trust, Mortgage US BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 9, 2022 · Amount on File
Deed Sale	Feb 9, 2022 · Amount on File
Prior Sale	Mar 13, 2003 · Amount on File
Deed Document Number	2022234
Deed Book / Page	147 / 221
Prior Transfer Date	Nov 15, 2019
Prior Transfer Doc	0005900184
Record Updated	Oct 29, 2026

February 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	KENTON KY
Recording Date	Feb 9, 2022
Property Address	408 W 18TH ST, COVINGTON, KY 41014-1010
Document Number	0005900235
Book / Page	147 / 226
Instrument Date	Jan 27, 2022
Instrument	22020905900235
Transaction Type	Transfer
Record Updated	Feb 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 W 18TH ST, COVINGTON, KY 41014-1010

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Feb 9, 2022
Property Address	408 W 18TH ST, COVINGTON, KY 41014-1010
Document Number	0005900234
Book / Page	147 / 221
Instrument Date	Jan 27, 2022
Instrument	22020905900234
Transaction Type	Transfer
Record Updated	Feb 25, 2022
Title Company	TOTAL TITLE SERVICES INC, TOTAL TITLE SERVICES

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	408 W 18TH ST, 408, COVINGTON, KY 41014-1010

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3500 PARK CENTER DR STE 100, 100, DAYTON, OH 45414-2680
Investor	Possibly a Property Investor

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENTON KY
Recording Date	Dec 26, 2019
Property Address	408 W 18TH ST, COVINGTON, KY 41014-1010
Document Number	0000000184
Book / Page	0C6838 / 000210
Instrument Date	Nov 15, 2019
Instrument	184
Transaction Type	Transfer
Record Updated	Jan 10, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 W 18TH ST COVINGTON KY 410141010, COVINGTON, KY 41014-1010

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	408 W 18TH ST, COVINGTON, KY 41014-1010
Document Number	0000000003
Instrument Date	Oct 23, 2018
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 W 18TH ST COVINGTON KY 410141010, COVINGTON, KY 41014-1010

Mortgage

Document Number	0000000003
Date	Nov 5, 2018
Book Page	0C6538/000093
Instrument	3

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 4, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 408 W 18th St was $3,096.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$233,700 (-) Land $10,000 Building $223,700	$233,700 (-) Land $10,000 Building $223,700
2025	$3,096.00	$233,700 Land $5,000 Building $228,700	$233,700 Land $5,000 Building $228,700
2023	$1,998.00	$150,000 Land $5,000 Building $145,000	$150,000 Land $5,000 Building $145,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 408 W 18th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Jul 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 408 W 18th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 956 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, T-Mobile, Verizon.

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