321 W 18th St, Covington, KY 41011 Property Records

Kenton County property record for 321 W 18th St, Covington, KY 41011

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,440 sqft · built 1937
Lot Size	0.101 acres (4,400 sqft)
Owner	2 Individual Names on Record
Last Sale	$180,000 (May 2023)
Tax Bill	$2,385 (2025)
Deeds & Mortgages	May 2023 Sale Jan 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`055-12-19-003.00`

Property Details

APN / Parcel Number

Primary APN	`055-12-19-003.00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,440 sqft Finished Area
Gross Area	1,545 sqft

Exterior

Year Built	Built 1937
Effective Year Built	Effective 1937
Exterior Material	Brick
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	4,400 sqft (0.101 acres)
Lot Dimensions	110 ft deep x 40 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	321 W 18TH ST
City	COVINGTON
State	KY
Zip	41011-2922
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NEW SCHOOL HOUSE ADDN PT LOTS 87-88 40'X 110' SS 18TH AT WOODBURN EXT
Legal Subdivision	NEW SCHOOL HOUSE BERRYS
Legal Lot Number	87,88
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	4
Census Block	4010
Census Tract	65000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Peaselburg Neighborhood Historic District listed 2017 · 544 contributing resources · NRIS 16000501

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1268 PARKSIDE DR, ALEXANDRIA, KY 41001-7280
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 1, 2023	Warranty Deed, Transfer 360 AMERICAN TITLE SERVICES
Jan 4, 2023	Deed, Transfer
Apr 25, 2019	Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK
Mar 27, 2019	Deed of Trust, Mortgage · Conventional with PMI HUNTINGTON NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2023 · Amount on Record
Deed Sale	May 1, 2023 · Amount on Record
Prior Sale	Jan 4, 2023 · Amount on Record
Deed Document Number	2023144
Deed Book / Page	224 / 397
Prior Transfer Date	Jan 2, 2014
Prior Transfer Doc	0005900230
Record Updated	Oct 29, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	May 1, 2023
Property Address	321 W 18TH ST, COVINGTON, KY 41011-2922
Document Number	0005900144
Book / Page	KC 224 / 398
Instrument Date	Apr 26, 2023
Instrument	23050105900144
Transaction Type	Transfer
Record Updated	May 15, 2023
Title Company	360 AMERICAN TITLE SERVICES

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4790 DELHI RD, CINCINNATI, OH 45238-5458

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1268 PARKSIDE DR, ALEXANDRIA, KY 41001-7280

January 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	KENTON KY
Recording Date	Jan 4, 2023
Property Address	321 W 18TH ST, COVINGTON, KY 41011-2922
Document Number	0005900018
Book / Page	207 / 622
Instrument Date	Jan 3, 2023
Instrument	23010405900018
Transaction Type	Transfer
Record Updated	Jan 17, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	23 HUCKLEBELING HILL #99, 99, MONROVIA, CA 91017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4780 OELHI ROAD, CINCINNATI, OH 45238

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	321 W 18TH ST, COVINGTON, KY 41011-2922
Document Number	0000000124
Instrument Date	Apr 25, 2019
Transaction Type	Mortgage
Record Updated	May 28, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 W 18TH ST COVINGTON KY 410112922, COVINGTON, KY 41011-2922

Mortgage

Document Number	0000000124
Date	May 9, 2019
Book Page	0C6657/000024
Instrument	124

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 8, 2049

Interest

Rate Type	Adjustable Rate

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	321 W 18TH ST, COVINGTON, KY 41011-2922
Document Number	0000000098
Instrument Date	Mar 27, 2019
Transaction Type	Mortgage
Record Updated	Apr 15, 2019
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 W 18TH ST COVINGTON KY 410112922, COVINGTON, KY 41011-2922

Mortgage

Document Number	0000000098
Date	Apr 2, 2019
Book Page	006630/000185
Instrument	98

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$180,000 (-) Land $10,000 Building $170,000	$180,000 (-) Land $10,000 Building $170,000
2025	$2,385.00 (+27.95%)	$180,000 (+28.57%) Land $5,000 Building $175,000	$180,000 (+28.57%) Land $5,000 Building $175,000
2023	$1,864.00	$140,000 Land $5,000 Building $135,000	$140,000 Land $5,000 Building $135,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Jul 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 956 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, T-Mobile, Verizon.

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