Clay County property record for 408 W 10th St, Kearney, MO 64060
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,694 sqft · built 1998 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $143,200 (Feb 2012) |
| Tax Bill | $2,993 (2025) |
| Deeds & Mortgages | Feb 2023 Second Mortgage Feb 2018 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-816-00-08-019.00 |
| Primary APN | 07-816-00-08-019.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Building Area | 1,694 sqft Living Area |
| Gross Area | 2,850 sqft |
| 1st Floor Area | 1,372 sqft |
| Basement Area | 572 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Split Level |
| Exterior Material | Wood Siding |
| Roof Material | Composition Shingle |
| Lot Area | 10,454 sqft (0.24 acres) |
| Lot Dimensions | 139 ft deep x 82 ft wide |
| Garage Type | Attached |
| Garage Area | 552 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Wood Porch |
| Deck Area | 144 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 408 W 10TH ST |
|---|---|
| City | KEARNEY |
| State | MO |
| Zip | 64060-9505 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SHADOWBROOK 1ST PLAT LT 16 |
| Legal Range | 31W |
| Legal Township | 53N |
| Legal Section | 34 |
| Legal Subdivision | SHADOWBROOK 01 |
| Legal Lot Number | 16 |
| Jurisdiction | CLAY MO |
| Township / Civil Division | KEARNEY |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 21812 |
Source: Clay County records · APN 07-816-00-08-019.00
Assessment roll updated May 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 408 W 10TH ST, KEARNEY, MO 64060-9505 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 28, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Feb 20, 2018 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Apr 02, 2020 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Oct 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 14, 2012 · Amount on Record |
| Deed Sale | Feb 14, 2012 · Amount on Record |
| Prior Sale | Nov 04, 2005 · Amount on Record |
| Deed Document Number | 20125362 |
| Deed Book / Page | 6778 / 186 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Property Address | 408 W 10TH ST, KEARNEY, MO 64060-9505 |
| Transaction Type | Mortgage |
| Record Updated | Mar 08, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000003965 |
|---|---|
| Date | Feb 28, 2023 |
| Book Page | 9522/57 |
| Instrument | 2023003965 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Mar 01, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Property Address | 408 W 10TH ST, KEARNEY, MO 64060-9505 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000004962 |
|---|---|
| Date | Feb 20, 2018 |
| Book Page | 8144/047 |
| Instrument | 2018004962 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | 04340 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Property Address | 408 W 10TH ST, KEARNEY, MO 64060-9505 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000010019 |
|---|---|
| Date | Apr 02, 2020 |
| Book Page | 8641/25 |
| Instrument | 2020010019 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Property Address | 408 W 10TH ST, KEARNEY, MO 64060-9505 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2021 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|---|
| Address | 408 W 10TH ST, KEARNEY, MO 64060-9505 |
| Document Number | 0000045607 |
|---|---|
| Date | Oct 20, 2021 |
| Book Page | 9210/35 |
| Instrument | 2021045607 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
Source: Clay County records · Assessment roll updated May 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Clay County |
| Municipality | Kearney City |
| Unified School District | Kearney R-I School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,993.00 (+6.4%) | $45,750 (+11.07%) | $240,789 (+11.07%) |
| 2023 | $2,813.00 (+12.34%) | $41,190 | $216,789 |
| 2019 | $2,504.00 |
Source: FEMA National Flood Hazard Layer as of May 10, 2018 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Low lower than 97% of the US · lower than 95% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| United Electric Cooperative Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AT&T, Verizon.
Based on FCC filings for 306 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | KEARNEY PWS serves 11,500 people |
|---|---|
| Water Source | Purchased surface water from KANSAS CITY PWS |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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