403 W 10th St, Kearney, MO 64060 Property Records

Clay County property record for 403 W 10th St, Kearney, MO 64060 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2.5 Baths
Year Built	Built 1995
Square Footage	1,708 sqft Living Area
Lot Size	12,197 sqft (0.28 acres)
Occupancy	Owner Occupied
Last Sale	$324,187 (2022)
Tax Bill	$3,447.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`07-816-00-09-005.00`
Alternative APNs	`0781600090050001` `7816000900500` `292107`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	6 Rooms
Building Area	1,708 sqft Living Area
Gross Area	3,123 sqft Gross Area
1st Floor	876 sqft 1st Floor
Basement Area	876 sqft Basement
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Bi-Level Style
Exterior Material	Wood Siding Exterior
Roof Material	Composition Shingle Roof
Lot Area	12,197 sqft (0.28 acres)
Depth X Width	187 ft x 70 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	460 sqft Garage
Deck Area	144 sqft Deck
Patio Area	432 sqft Patio

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	403 W 10TH ST
City	KEARNEY
State	MO
Zip	64060-7548
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	SHADOWBROOK 1ST PLAT LT 25
Legal Range	31W
Legal Township	53N
Legal Section	34
Legal Subdivision	SHADOWBROOK 01
Legal Lot Number	25
Jurisdiction	CLAY MO
Minor Civil Division	KEARNEY
Census Blockgroup	2
Census Block	2010
Census Tract	21812

Owner

Source: Clay County records · APN 07-816-00-09-005.00

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	403 W 10TH ST, KEARNEY, MO 64060-7548
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 27, 2022 · Amount on Record
Deed Sale	May 27, 2022 · Amount on Record
Deed Doc Number	202217654
Deed Book / Page	9375 / 22
Record Refreshed	Sep 20, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MO
Recording Date	May 27, 2022
Property Address	403 W 10TH ST, KEARNEY, MO 64060-7548
Document Number	0000017654
Book / Page	9375 / 22
Instrument Date	May 24, 2022
Instrument	2022017654
Transaction Type	Transfer
Record Updated	Aug 29, 2023
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 W 10TH ST, KEARNEY, MO 64060-7548

Mortgage

Document Number	0000017655
Date	May 27, 2022
Instrument	2022017655

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2052

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Clay County
Municipality	Kearney City
Unified School District	Kearney R-I School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,447.00 (+11.59%)	$52,690 (+16.47%)	$277,316 (+16.47%)
2023	$3,089.00 (+14.66%)	$45,240 (+18.58%)	$238,105 (+18.58%)
2022	$2,694.00 (+9.25%)	$38,150
2021			$200,789
2019	$2,466.00

Flood & Wildfire

403 W 10th St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Clay County (29047C), updated May 10, 2018

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.