408 Talbott Dr, Wilmore, KY 40390 Property Records

Jessamine County property record for 408 Talbott Dr, Wilmore, KY 40390 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,548 sqft
Lot Size	1 acres (43,560 sqft)
Owner	2 Company Names on File
Tax Bill	$3,164 (2025)
Deeds & Mortgages	May 2022 Line of Credit Jan 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`023-20-06-018.00`

Property Details

APN / Parcel Number

Primary APN	`023-20-06-018.00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,548 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Brick Veneer
Foundation Type	Block
Lot Area	43,560 sqft
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water

Location & Zoning

Street Address	408 TALBOTT DR
City	WILMORE
State	KY
Zip	40390-1040
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5-6, SECTION 2 OF THE TALBOTT SUBDIVISION
Legal Subdivision	TALBOTT
Legal Lot Number	5-6 6
Jurisdiction	JESSAMINE KY
Township / Civil Division	WILMORE
Census Block Group	1
Census Block	1003
Census Tract	60402

Owner

Source: Jessamine County records · APN 023-20-06-018.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	408 TALBOTT DR, WILMORE, KY 40390-1040
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 23, 2022	Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF KENTUCKY FCU
Jan 19, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNIVERSITY OF KENTUCKY FCU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Deed Document Number	0000272311
Record Updated	Jun 08, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JESSAMINE KY
Property Address	408 TALBOTT DR, WILMORE, KY 40390-1040
Transaction Type	Mortgage
Record Updated	Jun 10, 2022
Title Company	HIGH STREET TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000416646
Date	May 23, 2022
Book Page	M1513/844
Instrument	416646

Lender

Name	UNIVERSITY OF KENTUCKY FCU
Type	Credit Union
Address	LEXINGTON, KY 40509

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	May 22, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JESSAMINE KY
Property Address	408 TALBOTT DR, WILMORE, KY 40390-1040
Transaction Type	Mortgage
Record Updated	Feb 07, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000411292
Date	Jan 19, 2022
Book Page	M1499/127
Instrument	411292

Lender

Name	UNIVERSITY OF KENTUCKY FCU
Type	Credit Union
Address	LEXINGTON, KY 40509

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 01, 2037

Tax Assessment & Valuation

Source: Jessamine County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Jessamine County
Municipality	Wilmore City
Unified School District	Jessamine County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,164.00 (-1.4%)	$302,200 (-) Land $44,000 Building $258,200	$302,200 (-) Land $44,000 Building $258,200
2023	$3,209.00	$302,200 Land $44,000 Building $258,200	$302,200 Land $44,000 Building $258,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Jessamine County (21113C), updated December 21, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211130604021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (2026)
Most Recent Claim	Jun 2026, rainfall accumulation, Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims By Storm	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Jun 2026 · 2 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 37% of Kentucky
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 227 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Metronet Holdings	Fiber	5,120 / 5,120
Uniti Group	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Uniti Group, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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