Jessamine County property record for 407 Talbott Dr, Wilmore, KY 40390 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,315 sqft · built 1971 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $639,900 (May 2026) |
| Tax Bill | $4,973 (2025) |
| Deeds & Mortgages | May 2026 Sale Feb 2019 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 023-20-04-037.00 |
| Primary APN | 023-20-04-037.00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,315 sqft Living Area |
| Basement Area | 1,441 sqft |
| Unfinished Basement | 1,441 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Exterior Material | Brick Veneer |
| Lot Area | 14,810 sqft (0.34 acres) |
| Garage Type | Basement |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 407 TALBOTT DR |
|---|---|
| City | WILMORE |
| State | KY |
| Zip | 40390-1039 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 21 |
| Legal Subdivision | TALBOTT |
| Legal Lot Number | 21 |
| Jurisdiction | JESSAMINE KY |
| Township / Civil Division | WILMORE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 60402 |
Source: Jessamine County records · APN 023-20-04-037.00
Assessment roll updated December 8, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2030 GRACELAND DR, GOODLETTSVILLE, TN 37072-4251 |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| May 26, 2026 | Deed, Transfer NONE LISTED ON DOCUMENT |
| Feb 08, 2019 | Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF KENTUCKY FCU |
| Dec 04, 2020 | Deed, Transfer · Conventional Mortgage KENTUCKY BANK |
| Aug 31, 2020 | Deed of Trust, Mortgage · Line of Credit FARMERS BK |
| Jan 27, 2020 | Grant Deed, Transfer · Conventional Mortgage BANK/THE BLUEGRASS & TR CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 26, 2026 · Amount on Record |
| Deed Sale | May 26, 2026 · Amount on Record |
| Prior Sale | Dec 04, 2020 · Amount on Record |
| Deed Document Number | 2026570643 |
| Deed Book / Page | 901 / 123 |
| Prior Transfer Date | Aug 23, 2007 |
| Prior Transfer Doc | 00D5880596 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | JESSAMINE KY |
| Recording Date | May 26, 2026 |
| Property Address | 407 TALBOTT DR, WILMORE, KY 40390-1039 |
| Document Number | 0000570643 |
| Book / Page | 901 / 123 |
| Instrument Date | May 22, 2026 |
| Instrument | 2026570643 |
| Transaction Type | Transfer |
| Record Updated | Jun 10, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $64,629.90 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Remainderman |
| Address | 2030 GRACELAND DR, GOODLETTSVILLE, TN 37072-4251 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JESSAMINE KY |
| Property Address | 407 TALBOTT DR, WILMORE, KY 40390-1039 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000373150 |
|---|---|
| Date | Feb 08, 2019 |
| Book Page | M1355/044 |
| Instrument | 373150 |
| Name | UNIVERSITY OF KENTUCKY FCU |
|---|---|
| Type | Credit Union |
| Address | LEXINGTON, KY 40509 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 07, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | JESSAMINE KY |
| Recording Date | Dec 04, 2020 |
| Property Address | 407 TALBOTT DR, WILMORE, KY 40390-1039 |
| Document Number | 0000395442 |
| Book / Page | D817 / 884 |
| Map Reference | CAB 6 SL 59 |
| Instrument Date | Nov 24, 2020 |
| Instrument | 395442 |
| Transaction Type | Transfer |
| Record Updated | Dec 28, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $395.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 407 TALBOTT DR, 407, WILMORE, KY 40390-1039 |
| Name | Verified Name |
|---|---|
| Address | 407 TALBOTT DR, WILMORE, KY 40390-1039 |
| Document Number | 0000395443 |
|---|---|
| Date | Dec 04, 2020 |
| Instrument | 395443 |
| Name | KENTUCKY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.8% |
| Type Change Date | Dec 01, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.8% |
| Max Rate At Change | 4.8% |
| Index | 1-Year CMT |
| Margin | 2 |
| Max Rate | 8.8% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JESSAMINE KY |
| Property Address | 407 TALBOTT DR, WILMORE, KY 40390-1039 |
| Document Number | 0000392132 |
| Instrument Date | Aug 31, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 06, 2020 |
| Title Company | ATTORNEY ONLY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 407 TALBOTT DR WILMORE KY 403901039, WILMORE, KY 40390-1039 |
| Document Number | 0000392132 |
|---|---|
| Date | Sep 04, 2020 |
| Book Page | 001419/000310 |
| Instrument | 392132 |
| Name | FARMERS BK |
|---|---|
| Type | Bank |
| Address | NICHOLASVILLE, KY 40356 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | JESSAMINE KY |
| Recording Date | Jan 27, 2020 |
| Property Address | 407 TALBOTT DR, WILMORE, KY 40390-1039 |
| Document Number | 0000384365 |
| Book / Page | 000803 / 000801 |
| Instrument Date | Jan 09, 2020 |
| Instrument | 384365 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $130.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 407 TALBOTT DR WILMORE KY 403901039, WILMORE, KY 40390-1039 |
| Document Number | 384366 |
|---|---|
| Date | Jan 27, 2020 |
| Book Page | 001388/000812 |
| Instrument | 384366 |
| Name | BANK/THE BLUEGRASS & TR CO |
|---|---|
| Address | 101 E HIGH ST, LEXINGTON, KY 40507-1407 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 26, 2035 |
Source: Jessamine County records · Assessment roll updated December 8, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Jessamine County |
| Municipality | Wilmore City |
| Unified School District | Jessamine County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,973.00 (+18.57%) | $475,000 (+20.25%) Land $75,000 Building $400,000 | $475,000 (+20.25%) Land $75,000 Building $400,000 |
| 2023 | $4,194.00 | $395,000 Land $32,000 Building $363,000 | $395,000 Land $32,000 Building $363,000 |
Source: FEMA National Flood Hazard Layer, Jessamine County (21113C), updated December 21, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 37% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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