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  5. SW 18th St

408 SW 18th St, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 408 SW 18th St, Okeechobee, FL 34974

Property Summary

Property TypeManufactured or Modular Home
Details2 ba · 1,568 sqft · built 2002
Lot Size0.23 acres (10,019 sqft)
OwnerIndividual Name on Record
Last Sale$165,000 (Mar 2017)
Tax Bill$1,521 (2025)
Deeds & MortgagesMar 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN3-28-37-35-0120-00200-0110

Property Details

APN / Parcel Number

Primary APN3-28-37-35-0120-00200-0110

Interior

Full Baths2 Baths
Building Area1,568 sqft Heated Area
Gross Area2,148 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2002
Architectural StyleModular
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area10,019 sqft (0.23 acres)
Lot Dimensions103 ft deep x 100 ft wide
Garage Area480 sqft
Deck Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address408 SW 18TH ST
CityOKEECHOBEE
StateFL
Zip34974-3444
Property CategoryResidential
Property TypeResidential > Prefabricated > Manufactured or Modular Home
Legal DescriptionWOODLAND PARK (PLAT BOOK 2 PAGE 28) LOTS 11 & 12 BLOCK 20
Legal Range35E
Legal Township37S
Legal Section28
Legal SubdivisionWOODLAND PARK
Legal Block20
Legal Lot Number11,12 12
JurisdictionOKEECHOBEE FL
Township / Civil DivisionOKEECHOBEE
Census Block Group5
Census Block5002
Census Tract910601

Owner

Source: Okeechobee County records, as of December 5, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address408 SW 18TH ST, OKEECHOBEE, FL 34974-3444
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 3, 2017 · Amount on Record
Deed SaleMar 3, 2017 · Amount on Record
Prior SaleJul 7, 2000 · Amount on Record
Deed Document Number0000078722
Deed Book / Page787 / 22
Record UpdatedJun 8, 2026

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKEECHOBEE FL
Recording DateMar 3, 2017
Property Address408 SW 18TH ST, OKEECHOBEE, FL 34974-3444
Document Number0000002054
Book / Page0787 / 0022
Map ReferenceMB2 PG28
Instrument DateMar 3, 2017
Instrument2017002054
Transaction TypeTransfer
Record UpdatedJan 28, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,155.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 2464, OKEECHOBEE, FL 34973-2464

Transferred To (Grantee/Buyer)

NameVerified Name
Address408 SW 18TH ST, OKEECHOBEE, FL 34974-3444

Mortgage

Document Number0007870025
DateMar 3, 2017
Instrument0787/0025
Lender
NameSTONEGATE MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2047

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkeechobee County
MunicipalityOkeechobee City
Unified School DistrictOkeechobee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,521.00 (-22.95%) Homeowner's exemption$120,998 (+5.99%)$227,750 (+4.76%) Land $31,050 Building $196,700
2023$1,974.00 (+4.61%) Homeowner's exemption$114,163 (+3%)$217,400 (+21.67%) Land $20,700 Building $196,700
2022$1,887.00 Homeowner's exemption$110,838$178,687 Land $15,525 Building $163,162

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 29 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies29 in force
Nearby Flood Claims10 (2004–2012)
Claims Outside the SFHA9 of 10
Most Recent ClaimAug 2012 · rainfall accumulation
Claims by Event
  • Hurricane Wilma, Oct 2005 · 5 claims
  • Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOKEECHOBEE UTILITY AUTHORITY
serves 20,000 people · EPA ID FL4470257
Water SourceSurface water
Last State InspectionJun 2023
Lead5 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityHaloacetic acids
resolved · Jan 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting22
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250

May also be available: T-Mobile, Verizon.

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