3238 SW 18th St, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 3238 SW 18th St, Okeechobee, FL 34974

Property Summary

Property Type	Single Family Home
Details	1 ba · 925 sqft · built 1984
Lot Size	0.223 acres (9,714 sqft)
Owner	Individual Name on Record
Last Sale	$142,000 (Feb 2021)
Tax Bill	$1,335 (2025)
Deeds & Mortgages	Feb 2021 Sale & Mortgage Dec 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1-30-37-35-0010-00060-0100`

Property Details

APN / Parcel Number

Primary APN	`1-30-37-35-0010-00060-0100`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	925 sqft Heated Area
Gross Area	1,289 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1984
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	9,714 sqft (0.223 acres)
Lot Dimensions	130 ft deep x 75 ft wide
Garage Type	Carport
Carport	Carport
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	3238 SW 18TH ST
City	OKEECHOBEE
State	FL
Zip	34974-5410
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAK PARK SUBDIVISION (PLAT BOOK 3 PAGE 3) LOT 10 BLOCK 6
Legal Range	35E
Legal Township	37S
Legal Section	30
Legal Subdivision	OAK PARK SUBDIVISION
Legal Block	6
Legal Lot Number	10
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	OKEECHOBEE
Census Block Group	2
Census Block	2011
Census Tract	910601

Owner

Source: Okeechobee County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3238 SW 18TH ST, OKEECHOBEE, FL 34974-5410
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2021	Warranty Deed, Transfer · Conventional Mortgage METROPLEX MORTGAGE SERVICES INC
Dec 18, 2018	Warranty Deed, Transfer · Conventional Mortgage MIDFLORIDA CU ISAOA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 8, 2021 · Amount on Record
Deed Sale	Feb 8, 2021 · Amount on Record
Prior Sale	Dec 18, 2018 · Amount on Record
Deed Document Number	2021001273
Record Updated	Jun 8, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Feb 8, 2021
Property Address	3238 SW 18TH ST, OKEECHOBEE, FL 34974-5410
Document Number	2021001273
Map Reference	MB 3 PG 3
Instrument Date	Feb 4, 2021
Instrument	2021001273
Transaction Type	Transfer
Record Updated	May 25, 2021
Title Company	LAKE OKEECHOBEE TITLE, LAKE OKEECHOBEE TITLE INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$994.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2054 SW 3RD ST, 2054, OKEECHOBEE, FL 34974-3978

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3238 SW 18TH ST, OKEECHOBEE, FL 34974-5410

Mortgage

Document Number	2021001274
Date	Feb 8, 2021
Instrument	2021001274

Lender

Name	METROPLEX MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Dec 18, 2018
Property Address	3238 SW 18TH ST, OKEECHOBEE, FL 34974-5410
Document Number	0008171136
Book / Page	000817 / 001136
Instrument Date	Dec 13, 2018
Instrument	14738
Transaction Type	Transfer
Record Updated	Jan 23, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$595.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3238 SW 18TH ST OKEECHOBEE FL 349745410, OKEECHOBEE, FL 34974-5410

Mortgage

Document Number	8171137
Date	Dec 18, 2018
Book Page	000817/001137
Instrument	14739

Lender

Name	MIDFLORIDA CU ISAOA
Type	Credit Union
Address	LAKELAND, FL 33802-8008

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 17, 2048

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,335.00 (-29.48%) Homeowner's exemption	$137,979 (+5.99%)	$151,492 (-2.86%) Land $28,000 Building $123,492
2023	$1,893.00 (+8.86%) Homeowner's exemption	$130,184 (+3%)	$155,950 (+23.39%) Land $20,000 Building $135,950
2022	$1,739.00 Homeowner's exemption	$126,392 Land $13,000 Building $113,392	$126,392 Land $13,000 Building $113,392

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2005 · Hurricane Wilma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 48% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKEECHOBEE UTILITY AUTHORITY serves 20,000 people · EPA ID FL4470257
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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