Kane County property record for 408 Sunset Dr, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,125 sqft · built 1948 |
| Lot Size | 0.126 acres (5,508 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $167,000 (May 2020) |
| Tax Bill | $5,269 (2025) |
| Deeds & Mortgages | Dec 2020 Transfer May 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-22-279-015 |
| Primary APN | 06-22-279-015 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 5 Stories |
| Building Area | 1,125 sqft Living Area |
| Gross Area | 1,875 sqft |
| Basement Area | 750 sqft |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Construction Type | Frame |
| Lot Area | 5,508 sqft (0.126 acres) |
| Lot Dimensions | 108 ft deep x 51 ft wide |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Street Address | 408 SUNSET DR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-7241 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUNSET PARK LOT 2 BLOCK 5 |
| Legal Subdivision | SUNSET PARK |
| Legal Block | 5 |
| Legal Lot Number | 2 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 854900 |
Source: Kane County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 408 SUNSET DR, ELGIN, IL 60123-7241 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| Dec 30, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| May 12, 2020 | Warranty Deed, Transfer · Conventional Mortgage PNC BANK NA |
| Oct 16, 2019 | Warranty Deed, Transfer · Commercial Mortgage HEARTLAND BANK & TRUST CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 12, 2020 · Amount on Record |
| Deed Sale | May 12, 2020 · Amount on Record |
| Prior Sale | Oct 16, 2019 · Amount on Record |
| Deed Document Number | 202024054 |
| Last Transfer Date | Jul 27, 2020 |
| Transfer Doc | 0000082164 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Dec 30, 2020 |
| Property Address | 408 SUNSET DR, ELGIN, IL 60123-7241 |
| Document Number | 0000082164 |
| Instrument Date | Jul 27, 2020 |
| Instrument | 82164 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2021 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 408 SUNSET DR ELGIN IL 601237241, ELGIN, IL 60123-7241 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | May 12, 2020 |
| Property Address | 408 SUNSET DR, ELGIN, IL 60123-7241 |
| Document Number | 0000024054 |
| Instrument Date | May 4, 2020 |
| Instrument | 2020K024054 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $167.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 36W995 RED GATE RD, 36W995, SAINT CHARLES, IL 60175-6223 |
| Name | Verified Name |
|---|---|
| Address | 408 SUNSET DR, ELGIN, IL 60123-7241 |
| Document Number | 0000024055 |
|---|---|
| Date | May 12, 2020 |
| Instrument | 2020K024055 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Oct 16, 2019 |
| Property Address | 408 SUNSET DR, ELGIN, IL 60123-7241 |
| Document Number | 0000048933 |
| Instrument Date | Oct 10, 2019 |
| Instrument | 2019K048933 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $93.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 36W995 RED GATE RD, SAINT CHARLES, IL 60175-6223 |
| Investor | Possibly a Property Investor |
| Document Number | 0000048934 |
|---|---|
| Date | Oct 16, 2019 |
| Instrument | 2019K048934 |
| Name | HEARTLAND BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Kane County assessment roll, as of December 26, 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,269.00 (+15.8%) Homeowner's exemption | ||
| 2024 | $70,990 (+21.39%) Land $16,849 Building $54,141 | $213,055 (+21.44%) Land $50,567 Building $162,488 | |
| 2022 | $4,550.00 (+4.79%) Homeowner's exemption | $58,479 (+6.96%) Land $13,880 Building $44,599 | $175,437 (+6.96%) Land $41,640 Building $133,797 |
| 2021 | $4,342.00 Homeowner's exemption | $54,674 Land $12,977 Building $41,697 | $164,022 Land $38,931 Building $125,091 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 626 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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