Kane County property record for 407 Sunset Dr, Elgin, IL 60123 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1948 |
| Square Footage | 1,478 sqft Living Area |
| Lot Size | 5,720 sqft (0.131 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $160,000 (2019) |
| Tax Bill | $5,956.00 (2025) |
| Primary APN | 06-22-280-002 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,478 sqft Living Area |
| Gross Area | 2,247 sqft Gross Area |
| Basement Area | 769 sqft Basement |
| Stories | 5 Stories |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Construction Type | Frame Construction |
| Lot Area | 5,720 sqft (0.131 acres) |
| Depth X Width | 110 ft x 52 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Detached Garage |
| Street Address | 407 SUNSET DR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-7240 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SUNSET PARK LOT 42 BLOCK 6 |
| Legal Subdivision | SUNSET PARK |
| Legal Block | 6 |
| Legal Lot Number | 42 |
| Jurisdiction | KANE IL |
| Minor Civil Division | ELGIN |
| Census Blockgroup | 3 |
| Census Block | 3015 |
| Census Tract | 854900 |
Source: Kane County records · APN 06-22-280-002
Assessment roll updated August 25, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 407 SUNSET DR, ELGIN, IL 60123-7240 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 23, 2020 | Loan Modification, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) MR COOPER |
| Sep 09, 2019 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage OCMBC INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 09, 2019 · Amount on Record |
| Deed Sale | Sep 09, 2019 · Amount on Record |
| Prior Sale | Dec 29, 2016 · Amount on Record |
| Deed Doc Number | 201941292 |
| Prior Transfer Date | Jun 18, 2010 |
| Prior Transfer Doc | 0000043142 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 407 SUNSET DR, ELGIN, IL 60123-7240 |
| Document Number | 0000072196 |
| Instrument Date | Nov 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 03, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 401 SUNSEY DR ELGIN IL 60123, ELGIN, IL 60123 |
| Document Number | 0000072196 |
|---|---|
| Date | Nov 23, 2020 |
| Instrument | 72196 |
| Name | MR COOPER |
|---|---|
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Sep 09, 2019 |
| Property Address | 407 SUNSET DR, ELGIN, IL 60123-7240 |
| Document Number | 0000041292 |
| Instrument Date | Aug 26, 2019 |
| Instrument | 2019K041292 |
| Transaction Type | Transfer |
| Record Updated | Aug 05, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $160.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 51 NL MCLEAN BLVDT, ELGIN, IL 60123 |
| Document Number | 0000041293 |
|---|---|
| Date | Sep 09, 2019 |
| Instrument | 2019K041293 |
| Name | OCMBC INC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.75% |
Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,956.00 (+15.83%) Homeowner's exemption | ||
| 2024 | $79,283 (+21.39%) Land $16,849 Building $62,434 | $237,944 (+21.44%) Land $50,567 Building $187,377 | |
| 2022 | $5,142.00 (+6%) Homeowner's exemption | $65,311 (+6.96%) Land $13,880 Building $51,431 | $195,933 (+6.96%) Land $41,640 Building $154,293 |
| 2021 | $4,851.00 Homeowner's exemption | $61,061 Land $12,977 Building $48,084 | $183,183 Land $38,931 Building $144,252 |
407 Sunset Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Kane County (17089C), updated October 8, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures